Elavon downloads and stores cookies on your device when you visit our website. We use these cookies to better understand and improve your browsing experience by identifying most visited pages, personalising content, and measuring site performance.

Essential cookies enable core functionality such as page navigation and access to secure areas. The website cannot function properly without these cookies; they can only be disabled by changing your browser preferences.

These are cookies that support site functionality that is visible or advantageous to you or your experience of the site, they enable websites to remember choices and provide a more personalized experience.   Functional cookies help to provide services that you request, such as language preference or layout.

Performance cookies help us to improve our website by collecting and reporting information on its usage (for example, which of our pages are most frequently visited).

These cookies and similar technologies gather information about your browsing habits. They remember that you've visited a website and share this information with other organisations, such as advertisers and platforms on which we advertise. They do this in order to provide you with ads that are more relevant to you and your interests. Although these cookies and similar technologies can track your visits to other websites, they don't usually know who you are. Without these cookies, online advertisements you encounter will be less relevant to you and your interests.

Cookie Settings

U.S. Bank Europe DAC. Registered in Ireland – Number 418442..  Registered Office: Block F1, Cherrywood Business Park, Dublin 18, D18 W2X7, Ireland.
U.S. Bank Europe DAC, trading as Elavon Merchant Services, is regulated by the Central Bank of Ireland.
 
U.S. Bank Europe DAC. Registered in Ireland with Companies Registration Office. The liability of the member is limited. United Kingdom branch registered in England and Wales under the number BR022122.
U.S. Bank Europe DAC, trading as Elavon Merchant Services, is a credit institution authorised and regulated by the Central Bank of Ireland.  Authorised by the Prudential Regulation Authority.  Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority.  Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.

Most popular solutions

Additional solutions

Fusebox integration & options

Optional platform features

Documentation

North America

Europe

Regions

Level 3 credit card processing requires a great extent of data for performing transactions with government or corporate sectors. Level 3 option is available for Converge terminals and is enabled as a part of the terminal setup. If you would like to enable level 3 options for your site, please contact Elavon Software Technical Support.

## Supported Transaction Types

Level 3 options are available for the following transaction types.

- :magic-link[Credit Card Sale]{id="ccsale"}
- :magic-link[Credit Card Auth Only ]{id="ccauth-only"}

:::::notice{note}

- **Region**
 - Terminal must be setup under US region.

- **Market Segment**
 - Level3 Checkout is available only for Internet based Terminals
:::::

## Level 3 Fields

Level 3 transactions involve the following fields. These fields are only available for terminals with Level 3 enabled.
A transaction can have up to 998 products (`product`), which are nested within the Line Item Products (`LineItemProducts`) parameter.

| Field name | Description | Required | Length | Data type |
|--------|---------------------------------|-----------|------|-------------| 
| `ssl_customer_vat_number` | Customer VAT Number The identification number assigned by the VAT authority to the buying company. | Optional | 13 | alphanumeric |
| `ssl_discount_amount` | Discount Amount The discount amount for the entire transaction (order). | Optional | 11 | numeric |
| `ssl_duty_amount` | Duty Amount The total charges for any import or export duties included in the transaction. | Optional | 11 | numeric |
| `ssl_freight_tax_amount` | VAT or Tax Amount VAT or tax applied to the freight or shipping amount. | Optional | 12 | numeric |
| `ssl_level3_indicator` | Level 3 Indicator **Valid values:**<ul><li>`Y` - Level 3 transaction (send Level 3 data to issuer)</li><li>`N` - Only save data locally (do not send Level 3 data to issuer)</li></ul> | Required | 1 | alphanumeric |
| `ssl_line_Item_alternative_tax` | Alternate Tax ID The alternate tax identifier description for the line item. | Optional | 12 | numeric |
| `ssl_line_Item_commodity_code` | Line Item Commodity Code The commodity code used to classify the line item. | Optional | 12 | alphanumeric |
| `ssl_line_item_description` | Line Item Description | Optional | 25 | alphanumeric |
| `ssl_line_item_discount_amount` | Discount Amount The discount amount for the entire line item. | Optional | 11 | numeric |
| `ssl_line_Item_discount_indicator` | Line Item Discount Indicator Indicates whether the line item is discounted. **Valid values:**<ul><li>`Y` - Item amount is discounted</li><li>`N` - Item amount is not discounted</li></ul> | Optional | 1 | alphanumeric |
| `ssl_line_Item_extended_total` | Line Item Extended Amount The total cost of the line item for the detail record. **Computation Rule:** Quantity x Unit Price | Optional | 9 | numeric |
| `ssl_line_Item_product_code` | Line Item Product Code The part or catalog number of the line item. | Optional | 12 | alphanumeric |
| `ssl_line_Item_quantity` | Line Item Quantity The number of purchased units for the line item. | Optional | 12 | numeric |
| `ssl_line_Item_unit_cost` | Line Item Unit Cost The cost of each purchased unit for the line item. | Optional | 12 | numeric |
| `ssl_line_Item_unit_of_measure` | Line Item Measurement Code The unit of measure that each line item is purchased in. | Optional | 3 | alphanumeric |
| `ssl_line_Item_tax_amount` | Line Item Tax Amount The tax amount for each purchased unit. | Optional | 12 | numeric |
| `ssl_line_Item_tax_indicator` | Line Item Tax Indicator Indicates whether the line item is taxable. **Valid values:**<ul><li>`Y` - Item amount is taxable</li><li>`N` - Item amount is not taxable</li></ul> | Optional | 1 | alphanumeric |
| `ssl_line_Item_tax_rate` | Line Item Tax Rate | Optional | 4 | numeric |
| `ssl_line_Item_tax_type` | Line Item Tax Type The type of tax applied to the line item. | Optional | 4 | alphanumeric |
| `ssl_line_Item_total` | Line Item Total Amount | Optional | 12 | numeric |
| `ssl_merchant_vat_number` | Merchant VAT Number The identification number assigned by the taxing authority to the merchant. | Optional | 20 | alphanumeric |
| `ssl_national_tax_indicator` | National Tax Indicator **Valid values:** *Visa*<ul><li>`0` - Tax not included in total purchase amount</li><li>`1` - Tax included in total purchase amount</li></ul>*MasterCard*<ul><li>`Y` - Tax included in total purchase amount</li><li>`N` - Transaction not subject to tax</li><li>`0` or `Space` - Tax information unknown</li></ul> | Optional | 1 | alphanumeric |. 
| `ssl_national_tax_amount` | National or VAT Amount | Optional | 11 | numeric | 
| `ssl_order_date` | Order Date Date when the merchant received the order. **Format:** YYMMDD | Optional | 6 | numeric |
| `ssl_other_fees` | Other Fees | Optional | 12 | numeric |
| `ssl_other_tax` | Other Tax Amount | Optional | 12 | numeric |
| `ssl_salestax_indicator` | Sales Tax Indicator Whether tax is included on a transaction. This field is required for Level 3 transactions. **Valid values:**<ul><li>Visa<ul><li>`0` - Tax Exempted Sale for Visa (card acceptor has the ability to provide tax amount, but goods/services were not taxable)</li><li>`1` - Sales Tax Included for Visa</li><li>`2` - Transaction not subject to Tax for Visa</li></ul></li><li>MasterCard<ul><li>`Y` - Sales Tax Included for MasterCard</li><li>`N` - Tax Exempted Sale for MasterCard (card acceptor has the ability to provide tax amount, but goods/services were not taxable)</li><li>`Space`, `0` - Tax information unknown</li></ul></li></ul> | Conditional | - | alphanumeric |
| `ssl_ship_from_postal_code` | ZIP Code ZIP or postal code of the originating address. | Optional | 9 | alphanumeric |
| `ssl_shipping_amount` | Freight or Shipping Amount | Optional | 11 | numeric |
| `ssl_shipping_company` | Shipping Company Name | Optional | 50 | alphanumeric |
| `ssl_ship_to_zip` | ZIP Code ZIP or postal code of the destination address. | Optional | 9 | alphanumeric |
| `ssl_ship_to_country` | Country Code Country ISO code of the destination address. | Optional | 3 | alphanumeric |
| `ssl_summary_commodity_code` | Summary Commodity Code Indicates whether Level 3 data is in the line item detail. | Optional | 4 | alphanumeric |
| `ssl_tracking_number` | Shipping Tracking Number | Optional | 25 | alphanumeric |
| `ssl_summary_commodity_code` | Summary Commodity Code Indicates whether Level 3 data is in the line item detail. | Optional | 4 | alphanumeric |
| `ssl_vat_invoice_number` | VAT Invoice Number | Optional | 15 | alphanumeric |

## Example

### Sale with Level 3 Data

#### Request

```XML
xmldata=
<txn>
 <ssl_merchant_id>my_merchant_id</ssl_merchant_id>
 <ssl_user_id>my_user_id</ssl_user_id>
 <ssl_pin>my_pin</ssl_pin>
 <ssl_transaction_type>CCSALE</ssl_transaction_type>
 <ssl_card_number>43**********3560</ssl_card_number>
 <ssl_exp_date>1230</ssl_exp_date>
 <ssl_amount>41.00</ssl_amount>
 <ssl_cvv2cvc2_indicator>1</ssl_cvv2cvc2_indicator>
 <ssl_cvv2cvc2>123</ssl_cvv2cvc2>
 <ssl_bin_override>1</ssl_bin_override>
 <ssl_salestax>3</ssl_salestax>
 <ssl_customer_code>ADH2007</ssl_customer_code>
 <ssl_invoice_number>13012016</ssl_invoice_number>

 
 <ssl_ship_to_zip>L4W 2C8</ssl_ship_to_zip>
 <ssl_ship_to_country>CAN</ssl_ship_to_country>

 
 <ssl_ship_from_postal_code>L9T 7D6</ssl_ship_from_postal_code>
 <ssl_discount_amount>0</ssl_discount_amount>
 <ssl_duty_amount>0</ssl_duty_amount>
 <ssl_shipping_amount>10</ssl_shipping_amount>
 <ssl_national_tax_indicator>1</ssl_national_tax_indicator>
 <ssl_national_tax_amount>4</ssl_national_tax_amount>
 <ssl_order_date>06/14/2019</ssl_order_date>
 <ssl_other_tax>0</ssl_other_tax>
 <ssl_summary_commodity_code>444</ssl_summary_commodity_code>
 <ssl_merchant_vat_number>222</ssl_merchant_vat_number>
 <ssl_customer_vat_number>333</ssl_customer_vat_number>
 <ssl_freight_tax_amount>1</ssl_freight_tax_amount>
 <ssl_freight_tax_rate>10</ssl_freight_tax_rate>
 <ssl_vat_invoice_number>224</ssl_vat_invoice_number>

 
 <ssl_level3_indicator>Y</ssl_level3_indicator>

 
 <ssl_tracking_number>123456789</ssl_tracking_number>
 <ssl_shipping_company>Elavon</ssl_shipping_company>
 <ssl_other_fees>0</ssl_other_fees>

 <LineItemProducts>
 <product>
 <ssl_line_Item_description>First product</ssl_line_Item_description>
 <ssl_line_Item_product_code>36272881</ssl_line_Item_product_code>
 <ssl_line_Item_commodity_code>10222201</ssl_line_Item_commodity_code>
 <ssl_line_Item_quantity>4</ssl_line_Item_quantity>
 <ssl_line_Item_unit_of_measure>EA</ssl_line_Item_unit_of_measure>
 <ssl_line_Item_unit_cost>5.00</ssl_line_Item_unit_cost>
 <ssl_line_Item_discount_indicator>1</ssl_line_Item_discount_indicator>
 <ssl_line_Item_discount_amount>2.00</ssl_line_Item_discount_amount>
 <ssl_line_Item_tax_Indicator>1</ssl_line_Item_tax_Indicator>
 <ssl_line_Item_tax_rate>10</ssl_line_Item_tax_rate>
 <ssl_line_Item_tax_amount>2.00</ssl_line_Item_tax_amount>
 <ssl_line_Item_tax_type>1</ssl_line_Item_tax_type>
 <ssl_line_Item_extended_total>20</ssl_line_Item_extended_total>
 <ssl_line_Item_total>18</ssl_line_Item_total>
 <ssl_line_Item_alternative_tax>GST</ssl_line_Item_alternative_tax>
 </product>
 <product>
 <ssl_line_Item_description>Second product</ssl_line_Item_description>
 <ssl_line_Item_product_code>23384</ssl_line_Item_product_code>
 <ssl_line_Item_commodity_code>10302345</ssl_line_Item_commodity_code>
 <ssl_line_Item_quantity>3</ssl_line_Item_quantity>
 <ssl_line_Item_unit_of_measure>EA</ssl_line_Item_unit_of_measure>
 <ssl_line_Item_unit_cost>2.00</ssl_line_Item_unit_cost>
 <ssl_line_Item_discount_indicator>1</ssl_line_Item_discount_indicator>
 <ssl_line_Item_discount_amount>1.00</ssl_line_Item_discount_amount>
 <ssl_line_Item_tax_Indicator>2</ssl_line_Item_tax_Indicator>
 <ssl_line_Item_tax_rate>10</ssl_line_Item_tax_rate>
 <ssl_line_Item_tax_amount>0.60</ssl_line_Item_tax_amount>
 <ssl_line_Item_tax_type>2</ssl_line_Item_tax_type>
 <ssl_line_Item_extended_total>6</ssl_line_Item_extended_total>
 <ssl_line_Item_total>5</ssl_line_Item_total>
 <ssl_line_Item_alternative_tax>PST</ssl_line_Item_alternative_tax>
 </product>
 </LineItemProducts>
</txn>
```

#### Response

```XML
<txn>
 <ssl_shipping_amount>10</ssl_shipping_amount>
 <ssl_issuer_response>00</ssl_issuer_response>
 <ssl_card_number>43**********3560</ssl_card_number>
 <ssl_departure_date/>
 <ssl_oar_data>010012088812142105490000048727100000000000062633234821120888</ssl_oar_data>
 <ssl_duty_amount>0</ssl_duty_amount>
 <ssl_result>0</ssl_result>
 <ssl_txn_id>141222O24-3CBA2655-3F71-4220-969E-855C3E78B818</ssl_txn_id>
 <ssl_avs_response> </ssl_avs_response>
 <ssl_approval_code>062633</ssl_approval_code>
 <ssl_amount>41.00</ssl_amount>
 <ssl_txn_time>12/14/2023 04:05:49 PM</ssl_txn_time>
 <ssl_exp_date>1230</ssl_exp_date>
 <ssl_card_short_description>VISA</ssl_card_short_description>
 <ssl_completion_date/>
 <ssl_get_token>N</ssl_get_token>
 <ssl_customer_code>ADH2007</ssl_customer_code>
 <ssl_card_type>CREDITCARD</ssl_card_type>
 <ssl_freight_tax_amount>1</ssl_freight_tax_amount>
 <ssl_transaction_type>SALE</ssl_transaction_type>
 <ssl_national_tax_amount>4</ssl_national_tax_amount>
 <ssl_salestax>3.00</ssl_salestax>
 <ssl_freight_tax_rate>10</ssl_freight_tax_rate>
 <ssl_account_balance>0.00</ssl_account_balance>
 <ssl_ps2000_data>A000000000000000 A</ssl_ps2000_data>
 <ssl_result_message>APPROVAL</ssl_result_message>
 <ssl_invoice_number>13012016</ssl_invoice_number>
 <ssl_cvv2_response/>
 <ssl_partner_app_id>01</ssl_partner_app_id>
</txn>
```

Level III

Alliance Offers

Data as a Service

Invitation to Apply

Bank Holidays

Card Activation

Card Controls

Challenge-Widget

Commercial Credit Cards

Commercial Statements

Credit Card Account Details

Credit Card Accounts Overview

Credit Card Alerts

Credit Card Application Status

Credit Card APRs

Credit Card Balance Transfers

Credit Card Disputes

Credit Card Payments

Credit Card Qualified Offers

Credit Card Statements

Credit Card Transactions

Data Sharing for Marketing Purposes

Digital Wallets

Incoming Webhooks

Make a Payment - Coming Soon

Rewards Accelerator

Rewards Automatic Redemption

Rewards: Balance Summary

Rewards: Dashboard

Rewards Redemption Accounts

Rewards Redemptions

Rewards Transactions: Earned and Redeemed

Travel Notifications

User Profile

3DSecure2

CheckoutJs

Commerce SDK

Converge

Disputes Management

Dynamic Currency Conversion

eBoarding

Elavon Cloud Payments Interface

Elavon Payment Gateway

Fusebox

Hosted Payment Page

In Person Payments on Opayo

Leads

Lightbox payment modal

Online Payments on Opayo

Opayo

Opayo Direct

Opayo Forms

Opayo Reporting API

Opayo Server

Opayo Shared API

Payment Method Gateway

Payments Core 365

Simplify

viaconex

XML API

Card as a Service API

Core Banking API

Money Movement API

Reference API

Access Online Transactions

Account Transfers

Account Validation

ACH Originations

Avvance Connect

Avvance Express

Avvance Flex

Bank Information

Card as a Service

Check Payables

Corporate Account Information

Corporate Account Information 3LO

Corporate Credit Cards

Corporate Onboarding

Corporate Statements

Custody

Data Toolbox

Data Toolbox - Accounts

Data Toolbox - Documents

Data Toolbox - Transactions

Debit Card Phone Number Lookup

Disbursements via Zelle®

U.S. Bank Flexible Capital Platform

Foreign Exchange

Freight Payment Customer Profiles

Freight Payment Transactions

Instant payments

Investment Accounting

PaySmart

Payee Choice

Payee Token+

Payments Micro-front end

Payments SDK

Personal Loans

Positive Pay

Push to Card

Receivables

RTP® - Real-Time Payments

Tokenized Payments

Treasury Builder

U.S. Bank FBO Account

Virtual Account Reporting

Virtual Card Payments

Voyager Accounts

Voyager Cards

Voyager Drivers

Voyager Transactions

Voyager Vehicles

Wire Transfers

Converge Overview

Getting Started

Transaction Types

Credit Card Transactions Overview

Sale - ccsale

Auth only - ccauthonly

Auth Only Increment - ccauthonly

Verification - ccverify

Balance inquiry - ccbalinquiry

Return - ccreturn

Void - ccvoid

Completion - cccomplete

Delete - ccdelete

Update tip - ccupdatetip

Signature - ccsignature

Add recurring - ccaddrecurring

Update recurring - ccupdaterecurring

Delete recurring - ccdeleterecurring

Submit recurring payment - ccrecurringsale

Add installment - ccaddinstall

Update installment - ccupdateinstall

Delete installment - ccdeleteinstall

Submit installment payment - ccinstallsale

Credit card force - ccforce

Credit Card Credit - cccredit

Merchant Hosted Card On File

Debit Card Transactions

Debit Card Transactions Overview

Purchase - dbpurchase

Return - dbreturn

Auth Only - dbauthonly

Auth only Increment - dbauthonly

Complete - dbcomplete

Reverse - dbreverse

Debit - dbvoid

Delete - dbdelete

Inquiry - dbbainquiry

PINless bill pay - pldbillpay

Pinless debit purchase - pldpurchase

BIN Lookup - binlookup

Straight Send

Cash Tender Transactions

Cash Tender Transactions Overview

Sale - cashsale

Credit - cashcredit

EMV Credit/Debit Card Transactions

EMV card transactions overview

Sale - emvchipsale

Auth Only - emvchipauthonly

Swipe sale - emvswipesale

Swipe auth only - emvswipeauthonly

Card update - emvchipupdatetxn

Reversal - emvreverse

Key exchange - emvkeyexchange

Legacy key exchange - caddbkeyexchange

Interac Refunds

Return - emvchipreturn

EMV DCC check - emvdcccheck

EBT Transactions

EBT transactions overview

Food stamp benefits

Purchase - fspurchase

Return - fsreturn

Inquiry - fsbainquiry

Force purchase - fsforcepurchase

Force return - fsforcereturn

Cash benefits

Purchase - cbpurchase

Inquiry - cbbainquiry

Gift Card Transactions

Gift Card Transactions Overview

Activation - egcactivation