Elavon downloads and stores cookies on your device when you visit our website. We use these cookies to better understand and improve your browsing experience by identifying most visited pages, personalising content, and measuring site performance.

Essential cookies enable core functionality such as page navigation and access to secure areas. The website cannot function properly without these cookies; they can only be disabled by changing your browser preferences.

Performance cookies help us to improve our website by collecting and reporting information on its usage (for example, which of our pages are most frequently visited).

These cookies and similar technologies gather information about your browsing habits. They remember that you've visited a website and share this information with other organisations, such as advertisers and platforms on which we advertise.
They do this in order to provide you with ads that are more relevant to you and your interests. Although these cookies and similar technologies can track your visits to other websites, they don't usually know who you are.
Without these cookies, online advertisements you encounter will be less relevant to you and your interests.


Cookie Settings

Elavon Financial Services DAC. Registered in Ireland – Number 418442.
Registered Office: Block F1, Cherrywood Business Park, Dublin 18, D18 W2X7, Ireland.
Elavon Financial Services DAC, trading as Elavon Merchant Services, is regulated by the Central Bank of Ireland.
 
Elavon Financial Services DAC. Registered in Ireland with Companies Registration Office. The liability of the member is limited. United Kingdom branch registered in England and Wales under the number BR022122.
Elavon Financial Services DAC, trading as Elavon Merchant Services, is a credit institution authorised and regulated by the Central Bank of Ireland.  Authorised by the Prudential Regulation Authority.  Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority.  Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.

Converge® is Elavon's payments processing solution for eCommerce, card present, and card not present payments. It provides businesses the capacity to accept payments from credit and debit cards to digital wallets, electronic check, gift card. It is best suited for online, in-person, and mail order / telephone order (MO/TO) payments and is used in different sectors like hospitality, Level III, and health care. 

## Features

- Multiple integrated solutions for payment processing based on your business needs.
- Configurable payment fields, payment form/receipt/email options.
- Powerful security features like Encryption and tokenization to protect the card data from fraudsters as it travels across various systems and networks until it is decrypted at Elavon's secure data center.
- Supported wallets like Apple pay, Click to pay, Google pay, PayPal and with different shopping cart plug-ins.

## Workflow

:::image{id="/content/dam/developer-portal-solutions/en-us/elavon/media/images/products/converge/converge-workflow.svg" alt="Converge work flow" max-width="" max-height=""}
:::
## Example use cases

### Realtime reports on employees

A small business client who accepts payments in stores, has full-time and seasonal employees. As his business is growing, he doesn't have time to manage each employee. Converge enables him to add as many as employees as he want so that he can set different user roles for his employee and get real-time reports on them.

### Customer card management with tokenization 

A recreational facility who takes customer details on phone or mail, wants a system which can recognize human error in the payment entry. Converge offers Customers Manager feature to store the customer details and his credit card information in a token format. As the client stores only the tokenized card details, the customers card details are protected from data breach. The client uses the same tokenized card details for recurring/installment options.

Accounts

Alerts – Coming soon

Bank Holidays

Card Activation

Card Controls

Credit Card Account Details

Credit Card Accounts Overview

Credit Card Alerts

Credit Card Application Status

Credit Card APRs

Credit Card Payments

Credit Card Qualified Offers

Credit Card Statements

Credit Card Transactions

Data Sharing

Data Sharing – Coming Soon

Data Sharing for Marketing Purposes – Coming Soon

Data Toolbox FDX V3

Data Toolbox FDX V5

Digital Wallet – Coming Soon

Digital Wallets

Rewards Accelerator

Rewards: Balance Summary

Rewards Transactions: Earned and Redeemed

Travel Notifications

User Profile

EMV 3D Secure 2

Commerce SDK

Converge

Dynamic Currency Conversion

eBoarding

Elavon ISO Protocol

Fusebox

In Person Payments

Beta: Leads API

Online Payments on Opayo

Opayo Pi

Opayo Direct

Opayo Form

Reporting & Admin on Opayo

Opayo-Server

Opayo Shared API

Payment Method Gateway

Payments Core 365

Simplify

viaConex

Access Online Transactions

Account Transfers

Account Validation

ACH Originations

Bank Information

Card as a Service

Check Payables

Corporate Account Information

Corporate Credit Cards

Corporate Statements

Data Toolbox

Data Toolbox - Accounts

Data Toolbox - Documents

Data Toolbox - Transactions

Disbursements via Zelle®

U.S. Bank Flexible Capital Platform®

Freight Payment Customer Profiles

Freight Payment Shipment Order

Freight Payment Transactions

PaySmart

Payee Choice

Payee Token+

Positive Pay

Receivables

RTP® - Credit Transfer Message

RTP® - Real-Time Payments

RTP® - Request for Payment

Treasury Builder

U.S. Bank FBO Account

Virtual Account Reporting

Virtual Card Payments

Voyager Accounts

Voyager Cards

Voyager Drivers

Voyager Transactions

Voyager Vehicles

Wire Drawdowns

Wire Transfers

Converge Overview

Getting Started

Transaction Types

Credit Card Transactions Overview

Sale - ccsale

Auth only - ccauthonly

Auth Only Increment - ccauthonly

Verification - ccverify

Balance inquiry - ccbalinquiry

Return - ccreturn

Void - ccvoid

Completion - cccomplete

Delete - ccdelete

Update tip - ccupdatetip

Signature - ccsignature

Add recurring - ccaddrecurring

Update recurring - ccupdaterecurring

Delete recurring - ccdeleterecurring

Submit recurring payment - ccrecurringsale

Add installment - ccaddinstall

Update installment - ccupdateinstall

Delete installment - ccdeleteinstall

Submit installment payment - ccinstallsale

Credit card force - ccforce

Credit Card Credit - cccredit

Merchant Hosted Card On File

Debit Card Transactions

Debit Card Transactions Overview

Purchase - dbpurchase

Return - dbreturn

Auth Only - dbauthonly

Auth only Increment - dbauthonly

Complete - dbcomplete

Reverse - dbreverse

Debit - dbvoid

Delete - dbdelete

Inquiry - dbbainquiry

PINless bill pay - pldbillpay

BIN Lookup - binlookup

Straight Send

Cash Tender Transactions

Cash Tender Transactions Overview

Sale - cashsale

Credit - cashcredit

EMV Credit/Debit Card Transactions

EMV card transactions overview

Sale - emvchipsale

Auth Only - emvchipauthonly

Swipe sale - emvswipesale

Swipe auth only - emvswipeauthonly

Card update - emvchipupdatetxn

Reversal - emvreverse

Key exchange - emvkeyexchange

Legacy key exchange - caddbkeyexchange

Interac Refunds

Return - emvchipreturn

EMV DCC check - emvdcccheck

EBT Transactions

EBT transactions overview

Food stamp benefits

Purchase - fspurchase

Return - fsreturn

Inquiry - fsbainquiry

Force purchase - fsforcepurchase

Force return - fsforcereturn

Cash benefits

Purchase - cbpurchase

Inquiry - cbbainquiry

Gift Card Transactions

Gift Card Transactions Overview

Activation - egcactivation

Sale or Redemption - egcsale

Refund - egccardrefund

Replenishment or Reload - egcreload

Balance inquiry - egcbalinquiry

Credit - egccredit

Generate token - egcgettoken

Card Manager Transactions

Card Manager Transactions Overview

Token query - ccquerytoken

Token update - ccupdatetoken

Generate token - ccgettoken

Token delete - ccdeletetoken

Merchant Managed Card Tokens

End of Day Transactions

End of Day Transactions Overview

Transaction email - txnemail

Transaction query - txnquery

Total or Summary - total

Settle - settle

Settlement query - stlquery

Recurring Query - recurringquery

Batch Import Transactions

Batch Import Transactions Overview

Batch Import Transaction Query - bitxnquery

Batch import - ccimport

Batch Import File Format

Information batch import - cctokenimport

Information Batch Import File Format