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U.S. Bank Europe DAC. Registered in Ireland – Number 418442..  Registered Office: Block F1, Cherrywood Business Park, Dublin 18, D18 W2X7, Ireland.
U.S. Bank Europe DAC, trading as Elavon Merchant Services, is regulated by the Central Bank of Ireland.
 
U.S. Bank Europe DAC. Registered in Ireland with Companies Registration Office. The liability of the member is limited. United Kingdom branch registered in England and Wales under the number BR022122.
U.S. Bank Europe DAC, trading as Elavon Merchant Services, is a credit institution authorised and regulated by the Central Bank of Ireland.  Authorised by the Prudential Regulation Authority.  Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority.  Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.

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Additional solutions

Fusebox integration & options

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North America

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Regions

Converge is able to associate either a service fee with any credit card. Converge can use service fees to charge the transaction amount and service fee amount separately. The payment form and confirmation receipt will list both amounts for the cardholder's records.

Converge also provides the option to display an acceptance page for terms and conditions.

This option is available for the following integration methods:

- Converge's Hosted Payments Page
- Checkout.js
- XML API

## Rules

Service fee transactions obey the following rules:

- The service fee processes before the main transaction.
- The service fee is non-refundable after the main transaction finishes processing.
- If the service fee transaction declines or fails to process, the main transaction also declines.
- If the main transaction declines or fails to process, the service fee immediately refunds to the payees account.

## Setting Default Service Fees

 The default service fees are set in Converge UI during terminal setup. Please contact Elavon Software Technical Support if custom amounts are required.

## Supported Transactions

| Transaction Types | Description |
|-------------------|-------------|
| `ccsale` | :magic-link[Credit Card Sale]{id="ccsale"} |
| `ccauthonly` | :magic-link[Credit Card Auth Only]{id="ccauth-only"} | 
| `cccomplete` | :magic-link[Credit Card Complete]{id="cccomplete"} | 

### Examples

#### CCAuthonly Request

```XML
xmldata=
<txn>
 <ssl_merchant_id>my_merchant_id</ssl_merchant_id>
 <ssl_user_id>my_user_id</ssl_user_id>
 <ssl_pin>my_pin</ssl_pin>
 <ssl_transaction_type>CCAUTHONLY</ssl_transaction_type>
 <ssl_card_number>4000000000000002</ssl_card_number>
 <ssl_exp_date>1230</ssl_exp_date>
 <ssl_amount>20.00</ssl_amount>
 <ssl_cvv2cvc2_indicator>1</ssl_cvv2cvc2_indicator>
 <ssl_cvv2cvc2>123</ssl_cvv2cvc2>
</txn>
```

#### CCAuthonly Response

```XML
<txn>
 <APO/>
 <ssl_issuer_response>00</ssl_issuer_response>
 <ssl_last_name/>
 <ssl_service_fee_amount>2.00</ssl_service_fee_amount>
 <ssl_company/>
 <Customer/>
 <ssl_phone/>
 <ssl_card_number>40**********0002</ssl_card_number>
 <ssl_departure_date/>
 <ssl_oar_data>010010712108112009320000047554200000000000349472222320107121</ssl_oar_data>
 <Test13/>
 <ssl_result>0</ssl_result>
 <ssl_txn_id>110822MF4-F438246D-D10F-4BF6-930B-0A2D3EF22EBB</ssl_txn_id>
 <ssl_avs_response> </ssl_avs_response>
 <ssl_approval_code>349472</ssl_approval_code>
 <ssl_email/>
 <ssl_service_fee_approval_code>349464</ssl_service_fee_approval_code>
 <ssl_amount>20.00</ssl_amount>
 <ssl_avs_zip/>
 <ssl_txn_time>08/11/2022 04:09:32 PM</ssl_txn_time>
 <test_field2/>
 <ssl_exp_date>1230</ssl_exp_date>
 <ssl_service_fee_txn_id>110822MF4-B55AACDA-06CF-4791-890A-B9EFD5C0B138</ssl_service_fee_txn_id>
 <ssl_card_short_description>VISA</ssl_card_short_description>
 <ssl_completion_date/>
 <ssl_address2/>
 <ssl_service_fee_txn_time>08/11/2022 03:09:25 PM</ssl_service_fee_txn_time>
 <ssl_customer_code/>
 <ssl_country/>
 <ssl_card_type>CREDITCARD</ssl_card_type>
 <ssl_transaction_type>AUTHONLY</ssl_transaction_type>
 <ssl_salestax/>
 <ssl_avs_address/>
 <myCustomField/>
 <ssl_account_balance>0.00</ssl_account_balance>
 <ssl_ps2000_data>W7522237257299035045A</ssl_ps2000_data>
 <ssl_service_fee_percent>10</ssl_service_fee_percent>
 <ssl_state/>
 <ssl_city/>
 <ssl_result_message>APPROVAL</ssl_result_message>
 <ssl_first_name/>
 <ssl_invoice_number/>
 <CellNumber/>
 <ssl_cvv2_response>M</ssl_cvv2_response>
 <ssl_partner_app_id>01</ssl_partner_app_id>
</txn>
```

#### CCComplete Original auth only response

```XML
<txn>
 <ssl_transaction_type>EMVSWIPEauthonly</ssl_transaction_type>
 <ssl_response_code>AA</ssl_response_code>
 <ssl_txn_id>190922MB-8140D6C1-F6E4-4F2D-9FAC-BA879D4BD979</ssl_txn_id>
 <ssl_txn_time>09/19/2022 09:33:51 AM</ssl_txn_time>
 <ssl_card_type>CREDITCARD</ssl_card_type>
 <ssl_issuer_response>00</ssl_issuer_response>
 <ssl_service_fee_amount>0.56</ssl_service_fee_amount>
 <ssl_account_balance>0.00</ssl_account_balance>
 <ssl_ps2000_data>MMCC821451 0919C1</ssl_ps2000_data>
 <ssl_oar_data>010001043109191333510919000892500000000000343884MCC821451</ssl_oar_data>
 <ssl_card_scheme>MASTERCARD</ssl_card_scheme>
 <ssl_result_message>APPROVAL</ssl_result_message>
 <ssl_result>0</ssl_result>
 <ssl_approval_code>343884</ssl_approval_code>
 <ssl_card_number>54**********4111</ssl_card_number>
 <ssl_exp_date>1230</ssl_exp_date>
 <ssl_amount>11.00</ssl_amount>
 <ssl_card_short_description>MC</ssl_card_short_description>
 <ssl_invoice_number/>
 <ssl_partial_shipment_flag>N</ssl_partial_shipment_flag>
 <ssl_company/>
 <ssl_first_name>TEST CARD 05 </ssl_first_name>
 <ssl_last_name>UAT CAN</ssl_last_name>
 <ssl_avs_address/>
 <ssl_address2/>
 <ssl_city/>
 <ssl_state/>
 <ssl_avs_zip>80112</ssl_avs_zip>
 <ssl_country/>
 <ssl_ship_to_phone/>
 <ssl_service_fee_txn_id>190922MB-4A50DC86-D8BD-4294-B80D-FE3666797F0C</ssl_service_fee_txn_id>
 <ssl_service_fee_approval_code>343883</ssl_service_fee_approval_code>
 <ssl_service_fee_txn_time>09/19/2022 07:33:48 AM</ssl_service_fee_txn_time>
 <ssl_service_fee_percent>5</ssl_service_fee_percent>
 <ssl_partner_app_id>01</ssl_partner_app_id>
</txn>
```
 
#### CCOMPLETE (partial amount) Request 

```XML
xmldata=
<txn>
 <ssl_merchant_id>my_merchant_id</ssl_merchant_id>
 <ssl_user_id>my_user_id</ssl_user_id>
 <ssl_pin>my_pin</ssl_pin>
 <ssl_transaction_type>cccomplete</ssl_transaction_type>
 <ssl_txn_id>190922MB-8140D6C1-F6E4-4F2D-9FAC-BA879D4BD979</ssl_txn_id>
 <ssl_amount>10.00</ssl_amount>
</txn>
```

#### CCOMPLETE (partial amount) Response 

```XML
<txn>
 <ssl_service_fee_amount>0.50</ssl_service_fee_amount>
 <ssl_transaction_type>COMPLETE</ssl_transaction_type>
 <ssl_card_number>54**********4111</ssl_card_number>
 <ssl_oar_data>010001043109191333510919000892500000000000343884MCC821451</ssl_oar_data>
 <ssl_result>0</ssl_result>
 <ssl_txn_id>190922MB-8140D6C1-F6E4-4F2D-9FAC-BA879D4BD979</ssl_txn_id>
 <ssl_avs_response/>
 <ssl_approval_code>343884</ssl_approval_code>
 <ssl_salestax/>
 <ssl_service_fee_approval_code>343883</ssl_service_fee_approval_code>
 <ssl_amount>10.00</ssl_amount>
 <ssl_txn_time>09/19/2022 09:33:51 AM</ssl_txn_time>
 <ssl_account_balance>0.00</ssl_account_balance>
 <ssl_ps2000_data>MMCC821451 0919C1</ssl_ps2000_data>
 <ssl_service_fee_percent>5</ssl_service_fee_percent>
 <ssl_exp_date>1230</ssl_exp_date>
 <ssl_service_fee_txn_id>190922MB-4A50DC86-D8BD-4294-B80D-FE3666797F0C</ssl_service_fee_txn_id>
 <ssl_result_message>APPROVAL</ssl_result_message>
 <ssl_card_short_description>MC</ssl_card_short_description>
 <ssl_service_fee_txn_time>09/19/2022 08:33:42 AM</ssl_service_fee_txn_time>
 <ssl_customer_code/>
 <ssl_card_type>CREDITCARD</ssl_card_type>
 <ssl_invoice_number/>
 <ssl_cvv2_response/>
 <ssl_partner_app_id>01</ssl_partner_app_id>
</txn>
```

Service Fees

Alliance Offers

Data as a Service

Invitation to Apply

Bank Holidays

Card Activation

Card Controls

Challenge-Widget

Commercial Credit Cards

Commercial Statements

Credit Card Account Details

Credit Card Accounts Overview

Credit Card Alerts

Credit Card Application Status

Credit Card APRs

Credit Card Balance Transfers

Credit Card Disputes

Credit Card Payments

Credit Card Qualified Offers

Credit Card Statements

Credit Card Transactions

Data Sharing for Marketing Purposes

Digital Wallets

Incoming Webhooks

Rewards Accelerator

Rewards Automatic Redemption

Rewards: Balance Summary

Rewards: Dashboard

Rewards Redemption Accounts

Rewards Redemptions

Rewards Transactions: Earned and Redeemed

Travel Notifications

User Profile

3DSecure2

CheckoutJs

Commerce SDK

Converge

Disputes Management

Dynamic Currency Conversion

eBoarding

Elavon Cloud Payments Interface

Elavon Payment Gateway

Fusebox

Hosted Payment Page

In Person Payments on Opayo

Leads

Lightbox payment modal

Online Payments on Opayo

Opayo

Opayo Direct

Opayo Forms

Opayo Reporting API

Opayo Server

Opayo Shared API

Payment Method Gateway

Payments Core 365

Simplify

viaconex

XML API

Card as a Service API

Core Banking API

Money Movement API

Reference API

Access Online Transactions

Account Transfers

Account Validation

ACH Originations

Avvance Connect

Avvance Express

Avvance Flex

Bank Information

Card as a Service

Check Payables

Corporate Account Information

Corporate Account Information 3LO

Corporate Credit Cards

Corporate Onboarding

Corporate Statements

Custody

Data Toolbox

Data Toolbox - Accounts

Data Toolbox - Documents

Data Toolbox - Transactions

Debit Card Phone Number Lookup

Disbursements via Zelle®

U.S. Bank Flexible Capital Platform

Freight Payment Customer Profiles

Freight Payment Transactions

Instant payments

Investment Accounting

PaySmart

Payee Choice

Payee Token+

Personal Loans

Positive Pay

Push to Card

Receivables

RTP® - Real-Time Payments

Tokenized Payments

Treasury Builder

U.S. Bank FBO Account

Virtual Account Reporting

Virtual Card Payments

Voyager Accounts

Voyager Cards

Voyager Drivers

Voyager Transactions

Voyager Vehicles

Wire Transfers

Converge Overview

Getting Started

Transaction Types

Credit Card Transactions Overview

Sale - ccsale

Auth only - ccauthonly

Auth Only Increment - ccauthonly

Verification - ccverify

Balance inquiry - ccbalinquiry

Return - ccreturn

Void - ccvoid

Completion - cccomplete

Delete - ccdelete

Update tip - ccupdatetip

Signature - ccsignature

Add recurring - ccaddrecurring

Update recurring - ccupdaterecurring

Delete recurring - ccdeleterecurring

Submit recurring payment - ccrecurringsale

Add installment - ccaddinstall

Update installment - ccupdateinstall

Delete installment - ccdeleteinstall

Submit installment payment - ccinstallsale

Credit card force - ccforce

Credit Card Credit - cccredit

Merchant Hosted Card On File

Debit Card Transactions

Debit Card Transactions Overview

Purchase - dbpurchase

Return - dbreturn

Auth Only - dbauthonly

Auth only Increment - dbauthonly

Complete - dbcomplete

Reverse - dbreverse

Debit - dbvoid

Delete - dbdelete

Inquiry - dbbainquiry

PINless bill pay - pldbillpay

Pinless debit purchase - pldpurchase

BIN Lookup - binlookup

Straight Send

Cash Tender Transactions

Cash Tender Transactions Overview

Sale - cashsale

Credit - cashcredit

EMV Credit/Debit Card Transactions

EMV card transactions overview

Sale - emvchipsale

Auth Only - emvchipauthonly

Swipe sale - emvswipesale

Swipe auth only - emvswipeauthonly

Card update - emvchipupdatetxn

Reversal - emvreverse

Key exchange - emvkeyexchange

Legacy key exchange - caddbkeyexchange

Interac Refunds

Return - emvchipreturn

EMV DCC check - emvdcccheck

EBT Transactions

EBT transactions overview

Food stamp benefits

Purchase - fspurchase

Return - fsreturn

Inquiry - fsbainquiry

Force purchase - fsforcepurchase

Force return - fsforcereturn

Cash benefits

Purchase - cbpurchase

Inquiry - cbbainquiry

Gift Card Transactions

Gift Card Transactions Overview

Activation - egcactivation

Sale or Redemption - egcsale

Refund - egccardrefund

Replenishment or Reload - egcreload

Balance inquiry - egcbalinquiry