Overview

Elavon's fraud service solutions provide a best in class approach to security and fraud prevention. Integrating with eCommerce Merchant Fraud Detection, 3D Secure 2, or both, enables you to increase authorization rates, lower false declines, and shift chargeback liability. Our fraud services eliminate the burden of fraud screening from your business.

eCommerce Merchant Fraud Detection

Elavon's eCommerce Merchant Fraud Detection is a machine-learning solution designed to identify fraudulent activity before it occurs. It evaluates customer behavior and history before authorization, providing the merchant a score and recommendation on how to handle each transaction. Fraud detection is an additional fee-based service that can stand alone or work in partnership with 3DS.

Features

• Machine learning
• Link analysis
• Rules engine
• Advanced analytics

3D Secure 2

EMV® Three-Domain Secure (3DS) is a messaging protocol developed by EMVCo. It allows consumers to authenticate themselves with their card issuer when making eCommerce purchases.

Features

• Protect merchants from exposure to fraud and prevent unauthorized transactions.
• Shift liability for chargebacks for fraudulent transactions from merchants to the card issuer.
• Help merchants (in UK) that want PSD2 compliant Strong Customer Authentication (SCA) management and exception handling.

Integration options

• Integrate directly with 3DS server-to-server and exercise control over transaction evaluation flow.
• Use the Web SDK to handle the Fraud Scoring and 3D Secure checks on your behalf.

Workflow

Requirements

To get the authentication credentials necessary to test the different integration options in the sandbox environment, complete the information requested in the 3D Secure 2 test credentials request form