Acronyms Reference
| Term | Explanation |
|---|---|
| AAC | Application Authentication Cryptogram |
| AC | Application Cryptogram |
| AFL | Application File Locator |
| AID | Application IDentifier |
| AIP | Application Interchange Profile |
| APDU | Application Protocol Data Unit |
| ARPC | Authorization ResPonse Command |
| ARQC | Authorization ReQuest Command |
| ATC | Application Transaction Counter |
| ATM | Automated Teller Machine |
| AUC | Application Usage Control |
| BIN | Bank Identification Number |
| BTT | UL Brand Test Tool |
| CA | Certification Authority |
| CAM | Card Authentication Method |
| CAP | Chip Authentication Program |
| CDA | Combined Data Authentication |
| CID | Card IDentification Number (American Express – Embossed data). Also referred to as CIN Cryptogram Information Data (Smart Card - Payment) |
| CNP | Card Not Present |
| CP | Card Present (Payment action) Card Profile (Card Issuance) |
| CUP | China Union Pay |
| CVC | Card Verification Code |
| CVM | Cardholder Verification Method |
| CVN | Cryptogram Version Number |
| CVV | Card Verification Value |
| DDA | Dynamic Data Authentication |
| ECR | Electronic Cash Register |
| EMV | Europay MasterCard Visa |
| EMV CL | EMV ContactLess |
| FCI | File Control Information |
| FFI | Form Factor Indicator |
| GPO | Get Processing Options |
| IAD | Issuer Application Data |
| ICC | Integrated Circuit Card |
| IIN | Issuer Identification Number |
| LVP | Low-Value Payments |
| mPOS | Mobile POS |
| MSD | Magnetic Stripe Data |
| NFC | Near-Field Communication |
| ODCVM | On Device CVM |
| OTP | One Time Password |
| PAN | Primary Account number |
| PDOL | Processing Options Object List |
| PCI | Payment Card Industry |
| PCIDSS | Payment Card Industry Data Security Standard |
| PIN | Personal Identification Number |
| PK | Public Key |
| POI | Point of Interaction |
| POS | Point of sale |
| PPSE | Proximity Payment System Environment |
| PSE | Payment System Environment |
| PSN | PAN Sequence Number |
| PSP | Payment Service Provider |
| qVSDC | Quick Visa Debit Credit |
| RFU | Reserved for Future Use |
| RSA | Rivest Shamir Adleman (co-creators of the RSA cryptosystem) |
| SDA | Static Data Authentication |
| SSD | Supplementary Security Domain |
| SE | Secure Element |
| SK | Secret Key (eq. Private Key) |
| SMS | Single Message System (Financial) |
| SP | Service Provider |
| STP | Elavon Self Test Platform |
| TTQ | Terminal Transaction Qualifier |
| TVR | Terminal Verification Results |
| TX or TXN | Transaction |
| UBF | UAE Bank Federation |
| UDK | Unique Derived Key |
| UI | User Interface |
| UICC | Universal Integrated Circuit Card |
| UMD | User Mobile Device |
| UN | Unpredictable Number |
| UX | User eXperience |
| VAS | Value Added Services |
| VCN | Virtual Card Number |
| VCBPCS | Visa Cloud-Based Payment Contactless Specification |
| VCPS | Visa Contactless Payment Specification |
| VDEP | Visa Digital Enablement Platform |
| VMCPS | Visa Mobile Contactless Payment Specification |
| VTS | Visa Tokenization Service |
| WSP | Wallet Service Provider |
| 3DS | 3D Secure |