ICC (Chip) Declines
If the ICC (chip card) declines a host-approved transaction, or the customer removes their card from the chip reader before a host-approved transaction is completed, the host approval will need to be reversed.
note
If the chip declines a transaction, field 1003 will return a value of 60 and the message in field 1010 will begin with *ICC. See Simplify-Generated Messages for more information. Field 26 will specify the reason for the decline. 2 = Chip requested decline. 3 = Premature EMV card removal.
If a host approval needs to be reversed, Simplify will send an EMV decline of the original transaction to the POS and go into reversal mode to force a host reversal. In reversal mode, Simplify sends the reversal (Tran Type 11) to the host, and resends it if necessary, until a response is received. While this is taking place, any other transactions sent to the PIN Pad will be processed offline. After Simplify receives an approval of the reversal, it will return to normal processing mode.
Sample ICC (Chip) Decline Response
Below is a sample of a response for an approved Sale transaction that was declined by the chip:
| API Field #, Value | Description |
|---|---|
| 0001,02 | Transaction Type |
| 0002,100 | Transaction Amount |
| 0006,007936 | Authorization code (returned by Fusebox) |
| 0007,1 | Transaction ID / Reference Number |
| 0009,001 | Fusebox – Host Batch Number |
| 0011,xxx.. | User Data. See Simplify-Controlled Field Definitions for the use of this field |
| 0013,092618 | Transaction Date (current date)– MMDDYY |
| 0014,161616 | Transaction Time (current time) – HHMMSS |
| 0017,000 | Cash Back Amount |
| 0026,2 | Reason for chip decline (2=Chip requested decline; 3=Premature EMV card removal) |
| 0030,1 | Fusebox – Online Indicator |
| 0032,092818 | Fusebox – Authorization Transaction Date |
| 0033,191640 | Fusebox – Authorization Transaction Time |
| 0035,0926 | Validation Code |
| 0036,MCC0111XP | Host Transaction Identifier |
| 0037,0 | Fusebox – Authorizer |
| 0043,026843 | System Trace Audit Number |
| 0047,C;1;1;1;0;1;5;1;4;3;3;1;0;4 | POS Data Code |
| 0052,0 | Transponder / Proximity Indicator (0 = contact; 2 = contactless; 5 = swiped) |
| 0054,05 | POS Entry Mode (EMV Tag 9F39) |
| 0055,1 | PIN Capabilities |
| 0057,0 | ICC Chip Condition Code |
| 0062,201 | Service Code |
| 0109,RETERM1 | Terminal ID (provided by Elavon) |
| 0110,205 | Cashier ID |
| 0112,400 | Fusebox – Processor ID |
| 0115,010 | Transaction Qualifier (010 = credit; 030 = debit) |
| 0125,926231640 | Retrieval Reference Number (may need to appear on receipt) |
| 0126,2 | Track Indicator (may need to appear on receipt) |
| 0130,100 | Authorized Amount |
| 0140,USD | Merchant Currency |
| 0141,840 | Terminal Currency Code |
| 0163,en | Cardholder Language Preference (EMV Tag 5F2D) |
| 0201,000 | Tip Amount |
| 0651,0000000 | Reversal data (for reversal, if needed) |
| 1000,MC | Card Type |
| 1001,MASTERCARD | Card Name |
| 1002,Test Card 12 | Cardholder Name |
| 1003,228 | Gateway Response Code |
| 1004,APPROVAL | Host Response Message |
| 1005,0010600008014593613999 | Merchant Number |
| 1008,************0434 | Masked Account Number |
| 1009,AA | Host Response Code |
| 1010,*ICC EMV DECLINED | Simplify-Generated Response Message |
| 1012,0960 | Gateway Batch Number |
| 1300,2E5DADC3419BB558 | Application Cryptogram (EMV Tag 9F26) |
| 1301,04301902F97D90A70012 | Issuer Authentication Data (EMV Tag 91) |
| 1302,181231 | Application Expiration Date (EMV Tag 5F24) |
| 1303,020000 | Cardholder Verification Method (CVM) Results (EMV Tag 9F34) |
| 1305,0210A0000F2404000 00000000000000000FF | Issuer Application Data (EMV Tag 9F10) |
| 1306,E0F8C8 | Terminal Capabilities (EMV Tag 9F33) |
| 1307,4000048000 | Terminal Verification Result (TVR) (EMV Tag 95) |
| 1312,840 | Terminal Country Code (EMV Tag 9F1A) |
| 1313,00 | Application PAN Sequence Number (EMV Tag 5F34) |
| 1314,A0000000041010 | Dedicated File Name (EMV Tag 84) |
| 1317,0002 | Terminal Application Version Number (EMV Tag 9F09) |
| 1318,00000001 | Transaction Sequence Counter (EMV Tag 9F41) |
| 1319,5800 | Application Interchange Profile (EMV Tag 82) |
| 1320,0057 | Application Transaction Counter (ATC) (EMV Tag 9F36) |
| 1321,80 | Cryptogram Information Data (EMV Tag 9F27) |
| 1322,22 | Terminal Type (EMV Tag 9F35) |
| 1323,1B758261 | Unpredictable Number (EMV Tag 9F37) |
| 1325,A0000000041010 | ICC Application Identifier (AID) (EMV Tag 4F) |
| 1326,MasterCard | ICC Application Preferred Name (EMV Tag 9F12) |
| 1327,MasterCard | Terminal Application Label (EMV Tag 50) |
| 1328,A0000000041010 | Terminal Application Identifier (AID) (EMV Tag 9F06) |
| 1332,FF00 | Application Usage Control (EMV Tag 9F07) |
| 1333,06152016 | Last Host EMV Key Download |
| 1334,E800 | Transaction Status Information (EMV Tag 9B) |
| 1339,00 | EMV Response Code (EMV Tag 8A) |
| 1350,F1 | CA Public Key Index (EMV Tag 8F) |
| 1357,840 | ICC Transaction Currency (EMV Tag 5F2A) |
| 1358,00 | Cryptogram Tran Type (EMV Tag 9C) |
| 1361,0840 | Issuer Currency Code (EMV Tag 5F56) |
| 1376,00000000000000000200000000000 000000000000000000000000000 | CVM List EMV Tag (8E) |
| 1378,1326|Application Label: ;1300|TC: ;1307|TVR: ;1325|AID: ; | EMV Approved Receipt Field List |
| 1379,1326|Application Label: ;1300|AAC: ;1307|TVR: ;1325|AID: ; | EMV Declined Receipt Field List |
| 1380,CHIP | POS Entry Receipt Indicator |
| 5002,283082639 | Device Serial Number |
| 5004,V1 | Encryption Provider ID |
| 5071,xxx… | Defines whether card and cardholder are present. See Simplify-Controlled Field Definitions. |
| 7007,1116270838009764 | Transaction Link Identifier (a unique identifier to link transactions) |
| 8002,SIMTEST | Location Name (provided by Elavon) |
| 8006,TSTLA3 | Chain Code (provided by Elavon) |