ICC Chip Declines

If the ICC chip declines a host-approved transaction, or the customer removes their card from the chip reader before a host-approved transaction is completed, the host approval will need to be reversed.

Note: If the chip declines a transaction, field 1003 will return a value of 60 and the message in field 1010 will begin with *ICC. See Simplify-Generated Messages for more information. Field 26 will specify the reason for the decline. 2 = Chip requested decline. 3 = Premature EMV card removal.

If a host approval needs to be reversed, Simplify will send an EMV decline of the original transaction to the POS and go into reversal mode to force a host reversal. In reversal mode, Simplify sends the reversal (Tran Type 11) to the host, and resends it if necessary, until a response is received. While this is taking place, any other transactions sent to the PIN Pad will be processed offline. After Simplify receives an approval of the reversal, it will return to normal processing mode.

Sample ICC Chip Decline Response

Below is a sample of a response for an approved Sale transaction that was declined by the chip:

API Field #, ValueDescription
0001,02Transaction Type
0002,100Transaction Amount
0006,007936Authorization code (returned by Fusebox)
0007,1Transaction ID / Reference Number
0009,001Fusebox – Host Batch Number
0011,xxx..User Data. See Field 11 for the use of this field
0013,092618Transaction Date (current date)– MMDDYY
0014,161616Transaction Time (current time) – HHMMSS
0017,000Cash Back Amount
0026,2Reason for chip decline (2=Chip requested decline; 3=Premature EMV card removal)
0030,1Fusebox – Online Indicator
0032,092818Fusebox – Authorization Transaction Date
0033,191640Fusebox – Authorization Transaction Time
0035,0926Validation Code
0036,MCC0111XPHost Transaction Identifier
0037,0Fusebox – Authorizer
0043,026843System Trace Audit Number
0047,C;1;1;1;0;1;5;1;4;3;3;1;0;4POS Data Code
0052,0Transponder / Proximity Indicator (0 = contact; 2 = contactless; 5 = swiped)
0054,05POS Entry Mode (EMV Tag 9F39)
0055,1PIN Capabilities
0057,0ICC Chip Condition Code
0062,201Service Code
0109,RETERM1Terminal ID (provided by Elavon)
0110,205Cashier ID
0112,400Fusebox – Processor ID
0115,010Transaction Qualifier (010 = credit; 030 = debit)
0125,926231640Retrieval Reference Number (may need to appear on receipt)
0126,2Track Indicator (may need to appear on receipt)
0130,100Authorized Amount
0140,USDMerchant Currency
0141,840Terminal Currency Code
0163,enCardholder Language Preference (EMV Tag 5F2D)
0201,000Tip Amount
0651,0000000Reversal data (for reversal, if needed)
1000,MCCard Type
1001,MASTERCARDCard Name
1002,Test Card 12Cardholder Name
1003,228Gateway Response Code
1004,APPROVALHost Response Message
1005,0010600008014593613999Merchant Number
1008,************0434Masked Account Number
1009,AAHost Response Code
1010,*ICC EMV DECLINEDSimplify Response Message
1012,0960Gateway Batch Number
1300,2E5DADC3419BB558Application Cryptogram (EMV Tag 9F26)
1301,04301902F97D90A70012Issuer Authentication Data (EMV Tag 91)
1302,181231Application Expiration Date (EMV Tag 5F24)
1303,020000Cardholder Verification Method (CVM) Results (EMV Tag 9F34)
1305,0210A0000F2404000
00000000000000000FF
Issuer Application Data (EMV Tag 9F10)
1306,E0F8C8Terminal Capabilities (EMV Tag 9F33)
1307,4000048000Terminal Verification Result (TVR) (EMV Tag 95)
1312,840Terminal Country Code (EMV Tag 9F1A)
1313,00Application PAN Sequence Number (EMV Tag 5F34)
1314,A0000000041010Dedicated File Name (EMV Tag 84)
1317,0002Terminal Application Version Number (EMV Tag 9F09)
1318,00000001Transaction Sequence Counter (EMV Tag 9F41)
1319,5800Application Interchange Profile (EMV Tag 82)
1320,0057Application Transaction Counter (ATC) (EMV Tag 9F36)
1321,80Cryptogram Information Data (EMV Tag 9F27)
1322,22Terminal Type (EMV Tag 9F35)
1323,1B758261Unpredictable Number (EMV Tag 9F37)
1325,A0000000041010ICC Application Identifier (AID) (EMV Tag 4F)
1326,MasterCardICC Application Preferred Name (EMV Tag 9F12)
1327,MasterCardTerminal Application Label (EMV Tag 50)
1328,A0000000041010Terminal Application Identifier (AID) (EMV Tag 9F06)
1332,FF00Application Usage Control (EMV Tag 9F07)
1333,06152016Last Host EMV Key Download
1334,E800Transaction Status Information (EMV Tag 9B)
1339,00EMV Response Code (EMV Tag 8A)
1350,F1CA Public Key Index (EMV Tag 8F)
1357,840ICC Transaction Currency (EMV Tag 5F2A)
1358,00Cryptogram Tran Type (EMV Tag 9C)
1361,0840Issuer Currency Code (EMV Tag 5F56)
1376,00000000000000000200000000000
000000000000000000000000000
CVM List EMV Tag (8E)
1378,1326|Application Label: ;1300|TC: ;1307|TVR: ;1325|AID: ;EMV Approved Receipt Field List
1379,1326|Application Label: ;1300|AAC: ;1307|TVR: ;1325|AID: ;EMV Declined Receipt Field List
1380,CHIPPOS Entry Receipt Indicator
5002,283082639Device Serial Number
5004,V1Encryption Provider ID
5071,xxx…Defines whether card and cardholder are present. See Field 5071 (Card/Cardholder Present?).
7007,1116270838009764Transaction Link Identifier (a unique identifier to link transactions)
8002,SIMTESTLocation Name (provided by Elavon)
8006,TSTLA3Chain Code (provided by Elavon)