EMV

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Introduction

EMV (for Europay-MasterCard-Visa) is a global standard supporting the use of chip cards (ICC’s, “smart cards”) for card present debit and credit transactions.

Simplify supports EMV processing, both contact and contactless, for the following Tran Types:

  • Auth Only (01)

  • Sale (02)

  • Return (09)

Based on settings, each supported Tran Type can be processed as either EMV or swiped. Please contact your Elavon representative for configuration settings.

When the POS sends a request to Simplify, it must populate the fields required to process the transaction. For in depth information on message requirements for EMV, refer to EMV in the Fusebox Integration Guide.

Simplify will attempt to process a transaction as EMV when the chip reader successfully communicates with the chip to obtain card data, and EMV processing is enabled for the card type and transaction type.

EMV processing is largely transparent to the POS, with the exception of receipt printing. Additional Status Message codes are used for EMV processing; see under Simplify-Controlled Field Definitions for details.

Contactless EMV is supported using rules similar to those used for contact EMV. Contactless EMV is enabled separately from contact; please contact your Elavon representative if you would like to enable contactless EMV. Simplify can also be configured to process contactless transactions using MSD emulation.

EMV Receipt Printing

EMV rules require the printing of additional data on the receipt for contact and contactless EMV transactions. The fields that must be printed will vary by TPP (Acquirer) and transaction outcome.

The response message from Simplify for an EMV transaction will provide the POS with two ways to print required EMV data:

  • The Fusebox response includes fields specifically designed to provide receipt data (API 1378 and 1379). Simplify adds chip data to these EMV receipt fields before sending the POS a response.

  • For more control over printing, the print string can be built by the POS from individual data fields in the response, where each field contains data for one EMV tag.

See also:

  • Fields 1378 and 1379 in the sample Sale message below for examples of EMV receipt fields.
  • Just below for a list of commonly used EMV tags.
  • EMV Receipts in the Fusebox Integration Guide for more information.

EMV Tags

EMV tags are typically present in the response to the POS in the following fields. (This is a generic list; specific transactions may omit some of these tags or include others not shown below.)

API Field #, ValueDescription
0054,05POS Entry Mode (EMV Tag 9F39)
0163,enCardholder Language Preference (EMV Tag 5F2D)
1300,6340AF8FFA1D0121Application Cryptogram (EMV Tag 9F26)
1301,E8D8ACF3A49D94373030Issuer Authentication Data (EMV Tag 91)
1302,221231Application Expiration Date (EMV Tag 5F24)
1303,5E0300Cardholder Verification Method (CVM) Results (EMV Tag 9F34)
1305,06010A03602000Issuer Application Data (EMV Tag 9F10)
1306,E0F8C8Terminal Capabilities (EMV Tag 9F33)
1307,8080008000Terminal Verification Results (TVR) (EMV Tag 95)
1312,124Terminal Country Code (EMV Tag 9F1A)
1313,01Application PAN Sequence Number (EMV Tag 5F34)
1314,A0000000031010Dedicated File Name (EMV Tag 84)
1315,0096ICC Application Version Number (EMV Tag 9F08)
1317,008CTerminal Application Version Number (EMV Tag 9F09)
1318,00000107Transaction Sequence Counter (EMV Tag 9F41)
1319,1C00Application Interchange Profile (EMV Tag 82)
1320,0145Application Transaction Counter (ATC) (EMV Tag 9F36)
1321,40Cryptogram Information Data (EMV Tag 9F27)
1322,22Terminal Type (EMV Tag 9F35)
1323,F131728BUnpredictable Number (EMV Tag 9F37)
1325,A0000000031010ICC Application Identifier (AID) (EMV Tag 4F)
1326,Visa CreditICC Application Preferred Name (EMV Tag 9F12)
1327,VISA CREDITTerminal Application Label (EMV Tag 50)
1328,A0000000031010Terminal Application Identifier (AID) (EMV Tag 9F06)
1332,FF00Application Usage Control (EMV Tag 9F07)
1334,7800Transaction Status Information (EMV Tag 9B)
1339,00EMV Response Code (EMV Tag 8A)
1350,92CA Public Key Index (EMV Tag 8F)
1354,03ICC Public Key Exponent (EMV Tag 9F47)
1357,124ICC Transaction Currency (EMV Tag 5F2A)
1358,00Cryptogram Tran Type (EMV Tag 9C)
1361,840Issuer Currency Code (EMV Tag 5F56)
1376, [see value below]CVM List (EMV Tag 8E)
1382,F000F0A001Additional Terminal Capabilities (EMV Tag 9F40)

1376,0000000000000000420142045E031F00

Sample EMV Sale Message

Note concerning the following sample EMV message:

  • The POS request to Simplify does not require modification for EMV.

  • Additional fields, not shown in the samples, may also be sent to the POS for EMV.

  • For purposes of reference, EMV tags have been noted for potential EMV receipt fields.

Below is a sample of the Sale Request and Sale Response for an approved contact EMV transaction:

Request

API Field #, ValueDescription
0001,02Transaction Type
0002,1.00Transaction Amount
0007,3Transaction ID / Reference Number
0011,xxx..User Data. See Simplify-Controlled Field Definitions for the use of this field.
0013,092618Transaction Date (current date)– MMDDYY
0014,162031Transaction Time (current time) – HHMMSS
0017,0.00Cash Back Amount
0109,RETERM1Terminal ID (provided by Elavon)
0110,205Cashier ID
0115,010Transaction Qualifier (010 = credit; 030 = debit)
0201,0.00Tip Amount
1008,ID:Set to ID: to request that an account token be returned by Fusebox.
5071,xxx…Defines whether card and cardholder are present. See Simplify-Controlled Field Definitions.
5104,xxx…Tip Settings. See Simplify-Controlled Field Definitions.
8002,SIMTESTLocation Name (provided by Elavon)
8006,TSTLA3Chain Code (provided by Elavon)

Response

API Field #, ValueDescription
0001,02Transaction Type
0002,100Transaction Amount
0003,ID:4171427382280010Account token (returned by Fusebox)`
0004,1218Expiration Date MMYY
0006,031453Authorization code (returned by Fusebox)
0007,3Transaction ID / Reference Number
0009,001Fusebox – Host Batch Number
0011,xxx..User Data. See Simplify-Controlled Field Definitions for the use of this field
0013,092618Transaction Date (current date) – MMDDYY
0014,162036Transaction Time (current time) – HHMMSS
0017,000Cash Back Amount
0030,1Fusebox – Online Indicator
0032,92818Fusebox – Authorization Transaction Date
0033,192045Fusebox – Authorization Transaction Time
0035,N9BPValidation Code
0036,306270840450353Host Transaction Identifier
0037,4Fusebox – Authorizer
0043,322566System Trace Audit Number
0047,M;1;1;1;0;1;5;5;4;3;3;C;0;4POS Data Code
0052,0Transponder / Proximity Indicator (0 = contact; 2 = contactless; 5 = swiped)
0054,05POS Entry Mode (EMV Tag 9F39)
0055,1PIN Capabilities
0057,0ICC Chip Condition Code
0062,201Service Code
0109,RETERM1Terminal ID (provided by Elavon)
0110,205Cashier ID
0112,400Fusebox – Processor ID
0115,010Transaction Qualifier (010 = credit; 030 = debit)
0125,926232045Retrieval Reference Number (may need to appear on receipt)
0126,2Track Indicator (may need to appear on receipt)
0130,100Authorized Amount
0140,USDMerchant Currency
0141,840Terminal Currency Code
0163,enCardholder Language Preference (EMV Tag 5F2D)
0201,000Tip Amount
0651,0000000Reversal data (for reversal, if needed)
0738,0Recurring Compliance Data
1000,VICard Type
1001,VISACard Name
1002,TEST CARD 01Cardholder Name
1003,0000Gateway Response Code
1004,APPROVALHost Response Message
1005,0010600008014593613999Merchant Number
1008,************0010Masked Account Number
1009,AAHost Response Code
1010,COMPLETEGateway Response Message.
1012,0960Gateway Batch Number
1300,0752DB455E9FC2DFApplication Cryptogram (EMV Tag 9F26)
1301,BB8780F06FCB38BA3030Issuer Authentication Data (EMV Tag 91)
1302,181231Application Expiration Date (EMV Tag 5F24)
1303,1E0300Cardholder Verification Method (CVM) Results (EMV Tag 9F34)
1305,06010A03A08800Issuer Application Data (EMV Tag 9F10)
1306,E0F8C8Terminal Capabilities (EMV Tag 9F33)
1307,4000008000Terminal Verification Results (TVR) (EMV Tag 95)
1312,840Terminal Country Code (EMV Tag 9F1A)
1313,01Application PAN Sequence Number (EMV Tag 5F34)
1314,A0000000031010Dedicated File Name (EMV Tag 84)
1315,0002ICC Application Version Number
1318,00000001Transaction Sequence Counter (EMV Tag 9F41)
1319,5C00Application Interchange Profile (EMV Tag 82)
1320,0162Application Transaction Counter (ATC) (EMV Tag 9F36)
1321,80Cryptogram Information Data (EMV Tag 9F27)
1322,22Terminal Type (EMV Tag 9F35)
1323,A6AB14B8Unpredictable Number (EMV Tag 9F37)
1325,A0000000031010ICC Application Identifier (AID) (EMV Tag 4F)
1326,Visa CreditICC Application Preferred Name (EMV Tag 9F12)
1327,VISA CREDITTerminal Application Label (EMV Tag 50)
1328,A0000000031010Terminal Application Identifier (AID) (EMV Tag 9F06)
1332,FF00Application Usage Control (EMV Tag 9F07)
1333,06152016Last Host EMV Key Download
1334,E800Transaction Status Information (EMV Tag 9B)
1339,00EMV Response Code (EMV Tag 8A)
1350,95CA Public Key Index (EMV Tag 8F)
1354,03ICC Public Key Exponent (EMV Tag 9F47)
1358,00Cryptogram Tran Type (EMV Tag 9C)
1359,1EMV CVM Verification Indicator
1361,840Issuer Currency Code (EMV Tag 5F56)
1376,[see value below]CVM List (EMV Tag 8E)
1378,[see value below]EMV Approved Receipt Field List
1379,[see value below]EMV Declined Receipt Field List
1380,CHIPPOS Entry Receipt Indicator
5002,283082639Device Serial Number
5004,V1Encryption Provider ID
5010,L27.0.2EMV Kernel version
5071,xxx…Defines whether card and cardholder are present. See Simplify-Controlled Field Definitions.
5104,xxx…Tip Settings. See Simplify-Controlled Field Definitions.
7007,1116270840459815Transaction Link Identifier (a unique identifier to link transactions)
8002,SIMTESTLocation Name (provided by Elavon)
8006,TSTLA3Chain Code (provided by Elavon)

1376,00000000000000001E0302031F000000000000000000000000000000

1378,1326|Application Label: ;1300|TC: ;1307|TVR: ;1325|AID: ;

1379,1326|Application Label: ;1300|AAC: ;1307|TVR: ;1325|AID: ;|