EMV (for Europay-MasterCard-Visa) is a global standard supporting the use of chip cards (ICC’s, “smart cards”) for card present debit and credit transactions.

Simplify supports EMV processing, both contact and contactless, for the following Tran Types:

  • Auth Only (01)
  • Sale (02)
  • Return (09)

Based on settings, each supported Transaction Type can be processed as either EMV or swiped. Please contact your Elavon representative for configuration setting.

When the POS sends a request to Simplify, it must populate the fields required to process the transaction. For in depth information on message requirements for EMV, see under EMV in the Fusebox Integration Guide.

Simplify will attempt to process a transaction as EMV when the chip reader successfully communicates with the chip to obtain card data, and EMV processing is enabled for the card type and transaction type.

EMV processing is largely transparent to the POS, with the exception of receipt printing. Additional Status Message codes are used for EMV processing; see under Field 0011 (User Data).

Contactless EMV is supported using rules similar to those used for contact EMV. Contactless EMV is enabled separately from contact; please contact your Elavon representative if you would like to enable contactless EMV. Simplify can also be configured to process contactless transactions using MSD emulation.