Dynamic Currency Conversion (DCC)

Dynamic Currency Conversion (DCC) allows customers with eligible cards to pay in the base currency of the card. Simplify has modified processing for Sale (02) and Auth Only (01) transactions to support DCC. Other Tran Types are not eligible for DCC. Supported terminal types are iPP3xx, iSC250, iSC480, iSMP4 and all Tetra devices.

(Note that if the POS builds a Financial Request using a converted currency, Simplify will pass through the converted currency.)

Simplify supports a DCC Inquiry Message from the POS. This is a non-financial message used to support DCC processing. If Simplify receives this message, it will send it as a pass through message to Fusebox (see below for message sample).

Simplify will process a Sale or Auth Only transaction using DCC if the following conditions are met:

  1. Field 169 is sent in the Financial Request and set to 1, and the request does not include a token.

    (Possible values of Field 169 are as follows: 0 = not DCC-capable; 1 = DCC-capable/enabled; 2 = DCC-capable/not enabled. 3 = DCC-capable/enabled, but merchant opted for no DCC on this transaction.)

  2. The card is DCC-eligible.

  3. The customer approves currency conversion when prompted at the PIN Pad (“customer Opt-In”).

If Simplify processes a transaction using DCC, the Financial Response to the POS will include DCC information from Fusebox. For more information on DCC fields, see the Fusebox DCC section.

Sample Message

Request

The following table shows a sample DCC Inquiry Request sent from the POS to Fusebox via Simplify:

API Field #, ValueDescription
0001,46Transaction Type
0002,1.00Transaction Amount
0003,ID:5915537177642302Account Number (token)
0007,65Transaction ID / Reference Number
0011,xxx..User Data. See Field 11 (User Data).
0013,022519Transaction Date (current date)– MMDDYY
0014,014500Transaction Time (current time) – HHMMSS
0017,0.00Cash Back Amount
0109,DCC250Terminal ID (provided by Elavon)
0110,205Cashier ID
0115,010Transaction Qualifier (010 = Credit; 030 = Debit)
0169,1Merchant PMS/POS DCC Capability
0201,0.00Tip Amount
5002,80005652Device Serial Number
5004,G2Encryption Provider ID
8002,LDGLocation Name (provided by Elavon)
8006,AGILYSChain Code (provided by Elavon)
Response

The following table shows a sample DCC Inquiry Response sent from Fusebox to the POS via Simplify:

API Field #, ValueDescription
0001,46Transaction Type
0002,1.00Transaction Amount
0003,ID:5915537177642302Account Data (token)
0007,65Transaction ID / Reference Number
0009,001Fusebox – Host Batch number
0011,xxx..User Data. See Field 11 (User Data).
0013,022519Transaction Date (current date) – MMDDYY
0014,014500Transaction Time (current time) – HHMMSS
0017,0.00Cash Back Amount
0030,1Fusebox – Online Indicator
0032,022519Fusebox – Authorization Transaction Date
0033,164529Fusebox – Authorization Transaction Time
0037,0Fusebox – Authorizer
0043,000000System Trace Audit Number
0047,C;1;1;1;0;1;1;0;5;1;3;1;0;4POS Data Code
0052,5Transponder / Proximity Indicator (0 = contactless; 2 = contactless, 5 = swiped)
0061,00Terminal Type
0063,00CAT Indicator
0109,DCC250Terminal ID
0110,205Cashier ID
0112,400Fusebox – Processor ID
0115,010Transaction Qualifier (010 = credit; 030 = debit)
0126,0Track Indicator (may need to appear on receipt)
0140,USDMerchant Currency
0142,GBPCardholder Currency
0144,0.72Converted Amount
0150,71953DCC Rate
0159,5DCC Exponent
0163,enCardholder Language Preference (EMV Tag 5F2D)
0165,0550DCC Markup Percentage
0166,US BankDCC Rate Provider Name
0169,1Merchant PMS/POS DCC Indicator
0201,0.00Tip Amount
0307,1Duration of Stay
1000,MasterCardCard Type
1001,MASTERCARDCard Name
1003,0000Gateway Response Code
1004,APPROVALHost Response Message
1005,0010600008024724760542Merchant Number
1008,************2302Masked Account Number (for printing on receipt)
1009,AAHost Response Code
1010,COMPLETEGateway Response Message
1012,0021Gateway Batch Number
1200,0000AAIssuer Network Information
4747,04020Third Party Interface POS Data Code
5002,80005652Device Serial Number
5004,G2Encryption Provider ID
5010,EMVDC0838EMV kernel version
7007,1116147747290484Transaction Link Identifier. (Required for DCC transactions)
8002,LEADINGLocation Name
8006,AGILYSChain Code