Dynamic Currency Conversion (DCC)

Dynamic Currency Conversion (DCC) allows customers with eligible cards to pay in the base currency of the card. Simplify has modified processing for Sale (02) and Auth Only (01) transactions to support DCC. Other Tran Types are not eligible for DCC. Supported terminal types are iPP3xx, iSC250, iSC480, iSMP4 and all Tetra devices.

(Note that if the POS builds a Financial Request using a converted currency, Simplify will pass through the converted currency.)

Simplify supports a DCC Inquiry Message from the POS. This is a non-financial message used to support DCC processing. If Simplify receives this message, it will send it as a pass through message to Fusebox (see below for message sample).

Simplify will process a Sale or Auth Only transaction using DCC if the following conditions are met:

  1. Field 169 is sent in the Financial Request and set to 1, and the request does not include a token.

    (Possible values of Field 169 are as follows: 0 = not DCC-capable; 1 = DCC-capable/enabled; 2 = DCC-capable/not enabled. 3 = DCC-capable/enabled, but merchant opted for no DCC on this transaction.)

  2. The card is DCC-eligible.

  3. The customer approves currency conversion when prompted at the PIN Pad ("customer Opt-In").

If Simplify processes a transaction using DCC, the Financial Response to the POS will include DCC information from Fusebox. For more information on DCC fields, see the Fusebox DCC section .

Sample Message

Request

The following table shows a sample DCC Inquiry Request sent from the POS to Fusebox via Simplify:

API Field #, Value Description
0001,46 Transaction Type
0002,1.00 Transaction Amount
0003,ID:5915537177642302 Account Number (token)
0007,65 Transaction ID / Reference Number
0011,xxx.. User Data. See Field 11 (User Data) .
0013,022519 Transaction Date (current date)– MMDDYY
0014,014500 Transaction Time (current time) – HHMMSS
0017,0.00 Cash Back Amount
0109,DCC250 Terminal ID (provided by Elavon)
0110,205 Cashier ID
0115,010 Transaction Qualifier (010 = Credit; 030 = Debit)
0169,1 Merchant PMS/POS DCC Capability
0201,0.00 Tip Amount
5002,80005652 Device Serial Number
5004,G2 Encryption Provider ID
8002,LDG Location Name (provided by Elavon)
8006,AGILYS Chain Code (provided by Elavon)

Response

The following table shows a sample DCC Inquiry Response sent from Fusebox to the POS via Simplify:

API Field #, Value Description
0001,46 Transaction Type
0002,1.00 Transaction Amount
0003,ID:5915537177642302 Account Data (token)
0007,65 Transaction ID / Reference Number
0009,001 Fusebox – Host Batch number
0011,xxx.. User Data. See Field 11 (User Data) .
0013,022519 Transaction Date (current date) – MMDDYY
0014,014500 Transaction Time (current time) – HHMMSS
0017,0.00 Cash Back Amount
0030,1 Fusebox – Online Indicator
0032,022519 Fusebox – Authorization Transaction Date
0033,164529 Fusebox – Authorization Transaction Time
0037,0 Fusebox – Authorizer
0043,000000 System Trace Audit Number
0047,C;1;1;1;0;1;1;0;5;1;3;1;0;4 POS Data Code
0052,5 Transponder / Proximity Indicator (0 = contactless; 2 = contactless, 5 = swiped)
0061,00 Terminal Type
0063,00 CAT Indicator
0109,DCC250 Terminal ID
0110,205 Cashier ID
0112,400 Fusebox – Processor ID
0115,010 Transaction Qualifier (010 = credit; 030 = debit)
0126,0 Track Indicator (may need to appear on receipt)
0140,USD Merchant Currency
0142,GBP Cardholder Currency
0144,0.72 Converted Amount
0150,71953 DCC Rate
0159,5 DCC Exponent
0163,en Cardholder Language Preference (EMV Tag 5F2D)
0165,0550 DCC Markup Percentage
0166,US Bank DCC Rate Provider Name
0169,1 Merchant PMS/POS DCC Indicator
0201,0.00 Tip Amount
0307,1 Duration of Stay
1000,MasterCard Card Type
1001,MASTERCARD Card Name
1003,0000 Gateway Response Code
1004,APPROVAL Host Response Message
1005,0010600008024724760542 Merchant Number
1008,************2302 Masked Account Number (for printing on receipt)
1009,AA Host Response Code
1010,COMPLETE Gateway Response Message
1012,0021 Gateway Batch Number
1200,0000AA Issuer Network Information
4747,04020 Third Party Interface POS Data Code
5002,80005652 Device Serial Number
5004,G2 Encryption Provider ID
5010,EMVDC0838 EMV kernel version
7007,1116147747290484 Transaction Link Identifier. (Required for DCC transactions)
8002,LEADING Location Name
8006,AGILYS Chain Code