Gateway Response Codes

On each transaction response, Fusebox returns a Gateway Response Code (API Field 1003) and Gateway Response Text (API Field 1010). The response code is to be evaluated by the integrated POS/PMS system to determine if a transaction was successful or not.

Response Code (API Field 1003) and Gateway Response Text (API Field 1010) and a description of each are identified below.

Field 1003 Code 0000

  • Field 1010 Text: COMPLETE
  • Description: Transaction was successful and approved on line (if applicable).

Field 1003 Code 0005

  • Field 1010 Text: DUPLICATE
  • Description: The transaction is a duplicate of a previously successful transaction based on the same account number, amount, reference number and locator values.

Field 1003 Code 0016

  • Field 1010 Text: Final $ TOO LRG
  • Description: The amount of the prior authorization is greater than the total authorized amount.

Field 1003 Code 0022

  • Field 1010 Text
    • EMPTY BATCH
  • Description
    • The amount of the prior authorization is greater than the total authorized amount

Field 1003 Code 0037

  • Field 1010 Text
    • CANNOT READ
  • Description
    • There is invalid data within the transaction that prevents it from being read and processed.

Field 1003 Code 0041

  • Field 1010 Text
    • BAD ACCT NUMBER
  • Description
    • The account number in API field 0003 is invalid

Field 1003 Code 0043

  • Field 1010 Text
    • BAD TRAN AMOUNT
  • Description
    • The amount value in API field 0002 is invalid

Field 1003 Code 0044

  • Field 1010 Text
    • BAD AUTH AMOUNT
  • Description
    • The total authorized amount value in API field 0128 is invalid

Field 1003 Code 0046

  • Field 1010 Text
    • BAD CARD INFO
  • Description
    • The total authorized amount value in API field 0128 is invalid

Field 1003 Code 0047

  • Field 1010 Text
    • BAD CARD TYPE
  • Description
    • The card type or tender type of the account in API field 0003 is invalid for the merchant

Field 1003 Code 0049

  • Field 1010 Text
    • BAD EXPIRATION
  • Description
    • The expiration date in API field 0004 is invalid.

Field 1003 Code 0054

  • Field 1010 Text
    • BAD REF NBR
  • Description
    • The reference number in API field 0007 is invalid.

Field 1003 Code 0057

  • Field 1010 Text
    • INVALID TERM ID
  • Description
    • The locator values in API fields 0109, 8003, or 8006 are incorrect or invalid.

Field 1003 Code 0059

  • Field 1010 Text
    • BAD TRAN CODE - Processor Response Text (varies by TPP)
  • Description The transaction type in API field 0001 is invalid.

Field 1003 Code 0060

  • Field 1010 Text
    • Processor Response Text (varies by TPP)
  • Description
    • The transaction was not approved by the Third Party Processor.

Field 1003 Code 0067

  • Field 1010 Text
    • MISSING REQ FLD
  • Description
    • A required API field is missing for this transaction.

Field 1003 Code 0088

  • Field 1010 Text
    • SWITCH TIMEOUT
  • Description
    • The transaction sent to the Third Party Processor timed out waiting for a response.

Field 1003 Code 0097

  • Field 1010 Text
    • INVALID DATA
  • Description
    • There is invalid data within one or more API fields of this transaction.

Field 1003 Code 0099

  • Field 1010 Text
    • ERROR CODE: ### = [Internal Error Text (Varies) ]
  • Description
    • The transaction was unsuccessful for while processing.

Field 1003 Code 0100

  • Field 1010 Text
    • BAD_DCC_ELG_FLAG
  • Description
    • The DCC Eligibility Flag in API field 0151 is invalid.

Field 1003 Code 0166

  • Field 1010 Text
    • SWITCH DOWN
  • Description
    • The Third Party Interface is unable to connect and process transactions to the host.

Field 1003 Code 0173

  • Field 1010 Text
    • TRAN NOT ALLOWED
  • Description
    • The transaction type in API field 0001 is not supported for this merchant or allowed within the transaction life cycle.

Field 1003 Code 0182

  • Field 1010 Text
    • HOST NOT FOUND
  • Description
    • The Third Party host is not available process transactions.

Field 1003 Code 0244

  • Field 1010 Text
    • TOKEN NOT FOUND
  • Description
    • The token provided in API field 0003 was not found and could not be detokenized for processing.

Field 1003 Code 0280

  • Field 1010 Text
    • VOLTAGE ERROR
  • Description
    • Decryption of the account data using Voltage failed.

Field 1003 Code 0281

  • Field 1010 Text
    • Verifone ERROR
  • Description
    • Decryption of the account data using Verifone failed.

Field 1003 Code 0282

  • Field 1010 Text
    • PROTEGRITY ERROR
  • Description
    • The Tokenization/Detokenization of the account data using Protegrity failed.

Field 1003 Code 0283

  • Field 1010 Text
    • SAFETY ERROR
  • Description
    • Tokenization or Encryption processing failed.

Field 1003 Code 0284

  • Field 1010 Text
    • VOLTAGE COMPLETE
  • Description
    • The Voltage Encryption Initialization was successful.

Field 1003 Code 0285

  • Field 1010 Text
    • Verifone COMPLET
  • Description
    • The Verifone Encryption Initialization was successful.

Field 1003 Code 0286

  • Field 1010 Text
    • CARD NOT ENCRYPT
  • Description
    • The card/track data in API field 0003 is not encrypted when it is expected to be encrypted based on merchant setup.

Field 1003 Code 0287

  • Field 1010 Text
    • BAD_DCC_RATE
  • Description
    • The DCC Conversion Rate in API field 0150 is invalid.

Field 1003 Code 0288

  • Field 1010 Text
    • BAD_DCC_EXPONENT
  • Description: The DCC Conversion Rate Exponent in API field 0159 is invalid.

Field 1003 Code 0289

  • Field 1010 Text
    • BAD_DCC_MARKUP
    • Description: The DCC Markup Percentage in API field 0165 is invalid.

Field 1003 Code 0290

  • Field 1010 Text
    • BAD_DCC_OPTION
  • Description
    • DCC Eligibility Flag in API field 0151 is invalid.

Field 1003 Code 0291

  • Field 1010 Text BAD_DCC_POS_CAP
  • Description
    • The DCC POS Capability in API field 0169 is invalid.

Field 1003 Code 0300

  • Field 1010 Text
    • BAD_CURRENCY_CDE
  • Description
    • The DCC Currency Code in API field 0140 or 0142 is invalid.

Field 1003 Code 0301

  • Field 1010 Text
    • BAD_DCC_AMT
  • Description
    • The DCC Amount in API field 0144 is invalid.

Field 1003 Code 0302

  • Field 1010 Text
    • ON GUARD ERROR
  • Description
    • Decryption of the account data using On Guard failed.

Issue Response Code 1022 and Issue Response Text 1023 for American Express, Discover, Mastercard and Visa

AMERICAN EXPRESS ISSUER CODES/TEXT

  • 100 DENY
  • 101 EXPIRED CARD
  • 106 EXCEEDS PIN TRYS
  • 109 INVALID MERCHANT
  • 110 INVALID AMOUNT
  • 111 INVALID ACCOUNT
  • 115 FUNCTION NOT SUP
  • 117 INVALID PIN
  • 119 NOT ENROLLED
  • 122 INVALID CID/CSC
  • 125 BAD EFFECT DATE
  • 130 MORE ID REQUIRED
  • 181 FORMAT ERROR
  • 183 INVALID CURRENCY
  • 187 DENY OLD CARD
  • 189 CLOSED MERCHANT
  • 200 PICK UP CARD
  • 909 SYSTEM FAILURE

DISCOVER ISSUER CODES/TEXT

  • 05 DECLINED
  • 03 INVALID MERCHANT
  • 04 CAPTURE CARD
  • 05 DO NOT HONOR
  • 07 PICK-UP CARD
  • 12 INVALID TRAN
  • 13 INVALID AMOUNT
  • 14 INVALID CARD NBR
  • 19 RE-ENTER TRAN
  • 30 FORMAT ERROR
  • 31 NO BANK SUPPORT
  • 38 PIN TRIES EXCEED
  • 39 NO CREDIT ACCT
  • 40 BAD FUNCTION
  • 41 LOST CARD
  • 43 STOLEN CARD
  • 51 DECLINE
  • 53 NO SAVINGS ACCT
  • 54 EXPIRED CARD
  • 55 INVALID PIN
  • 56 NO CARD RECORD
  • 57 TRAN NOT ALLOWED
  • 58 TRAN NOT ALLOWED
  • 59 SUSPECTED FRAUD
  • 60 CONTACT ACQUIRER
  • 61 EXC WITHDRAW AMT
  • 62 RESTRICTED CARD
  • 63 SECURITY FAILURE
  • 64 BAD ORIGINAL AMT
  • 65 EXC WITHDRAW CNT
  • 66 CALL ACQUIRER
  • 68 RESPONSE LATE
  • 75 PIN TRIES EXCEED
  • 76 INVALID TO ACCT
  • 77 INVALID FRM ACCT
  • 78 INVALID ACCOUNT
  • 83 RESTRICT DOMAIN
  • 87 NETWORK DOWN
  • 91 ISSUER DOWN
  • 92 UNABLE TO ROUTE
  • 93 ILLEGAL TRANS
  • 94 DUPLICATE TRANS
  • 96 SYSTEM FAILURE
  • N2 SOFT DOWN
  • N3 SYSTEM DOWN
  • N7 BAD AVS OR CID

MASTERCARD ISSUER CODES/TEXT

  • 01 CALL ISSUER
  • 03 INVALID MERCHANT
  • 04 CAPTURE CARD
  • 05 DO NOT HONOR
  • 08 HONOR WITH ID
  • 12 INVALID TRANS
  • 13 INVALID AMOUNT
  • 14 INVALID CARD
  • 15 INVALID ISSUER
  • 30 FORMAT ERROR
  • 41 LOST CARD
  • 43 STOLEN CARD
  • 51 OVER LIMIT
  • 54 EXPIRED CARD
  • 55 INVALID PIN
  • 57 TRAN NOT ALLOWED
  • 58 TRAN NOT ALLOWED
  • 61 AMT EXCEED LIMIT
  • 62 RESTRICTED CARD
  • 63 SECURE VIOLATION
  • 65 EXCEEDS TRAN CNT
  • 70 CALL ISSUER
  • 71 PIN NOT CHANGED
  • 75 PIN TRIES EXCEED
  • 76 BAD TO ACCOUNT
  • 77 BAD FROM ACCOUNT
  • 78 INVALID ACCOUNT
  • 84 INVALID AUTH
  • 86 NO PIN VALIDATIN
  • 87 PURCHASE NO CASH
  • 88 CRYPTO FAILURE
  • 89 UNACCEPTABLE PIN
  • 91 ISSUER DOWN
  • 92 UNABLE TO ROUTE
  • 93 CALL ISSUER
  • 94 DUPLICATE TRANS
  • 96 SYSTEM ERROR

VISA ISSUER CODES/TEXT

  • 01 REFER TO ISSUER
  • 02 REFER TO ISSUER
  • 03 INVALID MERCHANT
  • 04 PICK UP CARD
  • 05 DO NOT HONOR
  • 06 ERROR
  • 07 PICK UP CARD
  • 12 INVALID TRANS
  • 13 INVALID AMOUNT
  • 14 INVALID ACCOUNT
  • 15 NO SUCH ISSUER
  • 19 REENTER TRANS
  • 21 NO ACTION TAKEN
  • 25 RECORD NOT FOUND
  • 28 FILE UNAVAILABLE
  • 39 NO CREDIT ACCT
  • 41 PICK UP CARD
  • 43 PICK UP CARD
  • 51 INSUFFICIENT $$
  • 52 NO CHECKING ACCT
  • 53 NO SAVINGS ACCT
  • 54 EXPIRED CARD
  • 55 INCORRECT PIN
  • 57 TRAN NOT ALLOWED
  • 58 TRAN NOT ALLOWED
  • 59 SUSPECTED FRAUD
  • 61 EXCEEDS LIMIT
  • 62 RESTRICTED CARD
  • 63 SECURITY FAILURE
  • 64 AML FAILURE
  • 65 EXCESS FREQUENCY
  • 70 PIN REQUIRED
  • 74 PIN ERROR
  • 75 PIN EXCEEDED
  • 76 INVALID REVERSAL
  • 78 CARD BLOCKED
  • 79 ALREADY REVERSED
  • 80 NO MONEY IMPACT
  • 81 PIN ERROR
  • 82 CVV ERROR
  • 86 NO PVV VALUE
  • 89 INELIGIBLE GIV
  • 91 ISSUER OFFLINE
  • 92 INVALID INSTITUT
  • 93 ILLEGAL TRANS
  • 1A MUST AUTH CUST
  • B1 SURCHG NO PERMIT
  • B2 SURCHG NO SUPORT
  • N0 FORCE STIP
  • N3 CASH NO AVAILABL
  • N4 CASH OVER LIMIT
  • N5 NO RESUBMIT
  • N7 CVV2 FAILURE
  • N8 EXCESSIVE AMOUNT
  • P5 NO PIN CHANGE
  • P6 PIN UNSAFE
  • Q1 CARD AUTH FAILED
  • R0 STOP PAYMENT
  • R2 PIN NOT QUALIFY
  • R3 REVOCATION
  • Z3 OFFLINE DECLINED

Advice Code 1024 and Advice Text 1036 for Mastercard and Visa

MASTERCARD ADVICE CODES/TEXT

  • M01 NEW ACCOUNT INFORMATION AVAILABLE
  • M02 CANNOT APPROVE NOW, TRY AGAIN LATER
  • M03 DO NOT TRY AGAIN
  • M04 TOKEN REQUIREMENT NOT FULFILLED FOR TYP
  • M21 PAYMENT CANCELLATION
  • *** GENERAL DECLINE

VISA ADVICE CODES/TEXT

  • 01 ISSUER WILL NEVER APPROVE
  • 02 ISSUER CANNOT APPROVE AT THIS TIME
  • 03 DATA QUALITY ERROR
  • 04 GENERAL DECLINE