Gateway Response Codes

On each transaction response, Fusebox returns a Gateway Response Code (API Field 1003) and Gateway Response Text (API Field 1010). The response code is to be evaluated by the integrated POS/PMS system to determine if a transaction was successful or not.

Response Code (API Field 1003) and Gateway Response Text (API Field 1010) and a description of each are identified below.

Field 1003 Code 0000

Field 1010 Text: COMPLETE
Description: Transaction was successful and approved on line (if applicable).

Field 1003 Code 0005

Field 1010 Text: DUPLICATE
Description: The transaction is a duplicate of a previously successful transaction based on the same account number, amount, reference number and locator values.

Field 1003 Code 0016

Field 1010 Text: Final $ TOO LRG
Description: The amount of the prior authorization is greater than the total authorized amount.

Field 1003 Code 0022

Field 1010 Text
- EMPTY BATCH
Description
- The amount of the prior authorization is greater than the total authorized amount

Field 1003 Code 0037

Field 1010 Text
- CANNOT READ
Description
- There is invalid data within the transaction that prevents it from being read and processed.

Field 1003 Code 0041

Field 1010 Text
- BAD ACCT NUMBER
Description
- The account number in API field 0003 is invalid

Field 1003 Code 0043

Field 1010 Text
- BAD TRAN AMOUNT
Description
- The amount value in API field 0002 is invalid

Field 1003 Code 0044

Field 1010 Text
- BAD AUTH AMOUNT
Description
- The total authorized amount value in API field 0128 is invalid

Field 1003 Code 0046

Field 1010 Text
- BAD CARD INFO
Description
- The total authorized amount value in API field 0128 is invalid

Field 1003 Code 0047

Field 1010 Text
- BAD CARD TYPE
Description
- The card type or tender type of the account in API field 0003 is invalid for the merchant

Field 1003 Code 0049

Field 1010 Text
- BAD EXPIRATION
Description
- The expiration date in API field 0004 is invalid.

Field 1003 Code 0054

Field 1010 Text
- BAD REF NBR
Description
- The reference number in API field 0007 is invalid.

Field 1003 Code 0057

Field 1010 Text
- INVALID TERM ID
Description
- The locator values in API fields 0109, 8003, or 8006 are incorrect or invalid.

Field 1003 Code 0059

Field 1010 Text
- BAD TRAN CODE - Processor Response Text (varies by TPP)
Description The transaction type in API field 0001 is invalid.

Field 1003 Code 0060

Field 1010 Text
- Processor Response Text (varies by TPP)
Description
- The transaction was not approved by the Third Party Processor.

Field 1003 Code 0067

Field 1010 Text
- MISSING REQ FLD
Description
- A required API field is missing for this transaction.

Field 1003 Code 0088

Field 1010 Text
- SWITCH TIMEOUT
Description
- The transaction sent to the Third Party Processor timed out waiting for a response.

Field 1003 Code 0097

Field 1010 Text
- INVALID DATA
Description
- There is invalid data within one or more API fields of this transaction.

Field 1003 Code 0099

Field 1010 Text
- ERROR CODE: ### = [Internal Error Text (Varies) ]
Description
- The transaction was unsuccessful for while processing.

Field 1003 Code 0100

Field 1010 Text
- BAD_DCC_ELG_FLAG
Description
- The DCC Eligibility Flag in API field 0151 is invalid.

Field 1003 Code 0166

Field 1010 Text
- SWITCH DOWN
Description
- The Third Party Interface is unable to connect and process transactions to the host.

Field 1003 Code 0173

Field 1010 Text
- TRAN NOT ALLOWED
Description
- The transaction type in API field 0001 is not supported for this merchant or allowed within the transaction life cycle.

Field 1003 Code 0182

Field 1010 Text
- HOST NOT FOUND
Description
- The Third Party host is not available process transactions.

Field 1003 Code 0244

Field 1010 Text
- TOKEN NOT FOUND
Description
- The token provided in API field 0003 was not found and could not be detokenized for processing.

Field 1003 Code 0280

Field 1010 Text
- VOLTAGE ERROR
Description
- Decryption of the account data using Voltage failed.

Field 1003 Code 0281

Field 1010 Text
- Verifone ERROR
Description
- Decryption of the account data using Verifone failed.

Field 1003 Code 0282

Field 1010 Text
- PROTEGRITY ERROR
Description
- The Tokenization/Detokenization of the account data using Protegrity failed.

Field 1003 Code 0283

Field 1010 Text
- SAFETY ERROR
Description
- Tokenization or Encryption processing failed.

Field 1003 Code 0284

Field 1010 Text
- VOLTAGE COMPLETE
Description
- The Voltage Encryption Initialization was successful.

Field 1003 Code 0285

Field 1010 Text
- Verifone COMPLET
Description
- The Verifone Encryption Initialization was successful.

Field 1003 Code 0286

Field 1010 Text
- CARD NOT ENCRYPT
Description
- The card/track data in API field 0003 is not encrypted when it is expected to be encrypted based on merchant setup.

Field 1003 Code 0287

Field 1010 Text
- BAD_DCC_RATE
Description
- The DCC Conversion Rate in API field 0150 is invalid.

Field 1003 Code 0288

Field 1010 Text
- BAD_DCC_EXPONENT
Description: The DCC Conversion Rate Exponent in API field 0159 is invalid.

Field 1003 Code 0289

Field 1010 Text
- BAD_DCC_MARKUP
- Description: The DCC Markup Percentage in API field 0165 is invalid.

Field 1003 Code 0290

Field 1010 Text
- BAD_DCC_OPTION
Description
- DCC Eligibility Flag in API field 0151 is invalid.

Field 1003 Code 0291

Field 1010 Text BAD_DCC_POS_CAP
Description
- The DCC POS Capability in API field 0169 is invalid.

Field 1003 Code 0300

Field 1010 Text
- BAD_CURRENCY_CDE
Description
- The DCC Currency Code in API field 0140 or 0142 is invalid.

Field 1003 Code 0301

Field 1010 Text
- BAD_DCC_AMT
Description
- The DCC Amount in API field 0144 is invalid.

Field 1003 Code 0302

Field 1010 Text
- ON GUARD ERROR
Description
- Decryption of the account data using On Guard failed.

Issue Response Code 1022 and Issue Response Text 1023 for American Express, Discover, Mastercard and Visa

AMERICAN EXPRESS ISSUER CODES/TEXT

100 DENY
101 EXPIRED CARD
106 EXCEEDS PIN TRYS
109 INVALID MERCHANT
110 INVALID AMOUNT
111 INVALID ACCOUNT
115 FUNCTION NOT SUP
117 INVALID PIN
119 NOT ENROLLED
122 INVALID CID/CSC
125 BAD EFFECT DATE
130 MORE ID REQUIRED
181 FORMAT ERROR
183 INVALID CURRENCY
187 DENY OLD CARD
189 CLOSED MERCHANT
200 PICK UP CARD
909 SYSTEM FAILURE

DISCOVER ISSUER CODES/TEXT

05 DECLINED
03 INVALID MERCHANT
04 CAPTURE CARD
05 DO NOT HONOR
07 PICK-UP CARD
12 INVALID TRAN
13 INVALID AMOUNT
14 INVALID CARD NBR
19 RE-ENTER TRAN
30 FORMAT ERROR
31 NO BANK SUPPORT
38 PIN TRIES EXCEED
39 NO CREDIT ACCT
40 BAD FUNCTION
41 LOST CARD
43 STOLEN CARD
51 DECLINE
53 NO SAVINGS ACCT
54 EXPIRED CARD
55 INVALID PIN
56 NO CARD RECORD
57 TRAN NOT ALLOWED
58 TRAN NOT ALLOWED
59 SUSPECTED FRAUD
60 CONTACT ACQUIRER
61 EXC WITHDRAW AMT
62 RESTRICTED CARD
63 SECURITY FAILURE
64 BAD ORIGINAL AMT
65 EXC WITHDRAW CNT
66 CALL ACQUIRER
68 RESPONSE LATE
75 PIN TRIES EXCEED
76 INVALID TO ACCT
77 INVALID FRM ACCT
78 INVALID ACCOUNT
83 RESTRICT DOMAIN
87 NETWORK DOWN
91 ISSUER DOWN
92 UNABLE TO ROUTE
93 ILLEGAL TRANS
94 DUPLICATE TRANS
96 SYSTEM FAILURE
N2 SOFT DOWN
N3 SYSTEM DOWN
N7 BAD AVS OR CID

MASTERCARD ISSUER CODES/TEXT

01 CALL ISSUER
03 INVALID MERCHANT
04 CAPTURE CARD
05 DO NOT HONOR
08 HONOR WITH ID
12 INVALID TRANS
13 INVALID AMOUNT
14 INVALID CARD
15 INVALID ISSUER
30 FORMAT ERROR
41 LOST CARD
43 STOLEN CARD
51 OVER LIMIT
54 EXPIRED CARD
55 INVALID PIN
57 TRAN NOT ALLOWED
58 TRAN NOT ALLOWED
61 AMT EXCEED LIMIT
62 RESTRICTED CARD
63 SECURE VIOLATION
65 EXCEEDS TRAN CNT
70 CALL ISSUER
71 PIN NOT CHANGED
75 PIN TRIES EXCEED
76 BAD TO ACCOUNT
77 BAD FROM ACCOUNT
78 INVALID ACCOUNT
84 INVALID AUTH
86 NO PIN VALIDATIN
87 PURCHASE NO CASH
88 CRYPTO FAILURE
89 UNACCEPTABLE PIN
91 ISSUER DOWN
92 UNABLE TO ROUTE
93 CALL ISSUER
94 DUPLICATE TRANS
96 SYSTEM ERROR

VISA ISSUER CODES/TEXT

01 REFER TO ISSUER
02 REFER TO ISSUER
03 INVALID MERCHANT
04 PICK UP CARD
05 DO NOT HONOR
06 ERROR
07 PICK UP CARD
12 INVALID TRANS
13 INVALID AMOUNT
14 INVALID ACCOUNT
15 NO SUCH ISSUER
19 REENTER TRANS
21 NO ACTION TAKEN
25 RECORD NOT FOUND
28 FILE UNAVAILABLE
39 NO CREDIT ACCT
41 PICK UP CARD
43 PICK UP CARD
51 INSUFFICIENT $$
52 NO CHECKING ACCT
53 NO SAVINGS ACCT
54 EXPIRED CARD
55 INCORRECT PIN
57 TRAN NOT ALLOWED
58 TRAN NOT ALLOWED
59 SUSPECTED FRAUD
61 EXCEEDS LIMIT
62 RESTRICTED CARD
63 SECURITY FAILURE
64 AML FAILURE
65 EXCESS FREQUENCY
70 PIN REQUIRED
74 PIN ERROR
75 PIN EXCEEDED
76 INVALID REVERSAL
78 CARD BLOCKED
79 ALREADY REVERSED
80 NO MONEY IMPACT
81 PIN ERROR
82 CVV ERROR
86 NO PVV VALUE
89 INELIGIBLE GIV
91 ISSUER OFFLINE
92 INVALID INSTITUT
93 ILLEGAL TRANS
1A MUST AUTH CUST
B1 SURCHG NO PERMIT
B2 SURCHG NO SUPORT
N0 FORCE STIP
N3 CASH NO AVAILABL
N4 CASH OVER LIMIT
N5 NO RESUBMIT
N7 CVV2 FAILURE
N8 EXCESSIVE AMOUNT
P5 NO PIN CHANGE
P6 PIN UNSAFE
Q1 CARD AUTH FAILED
R0 STOP PAYMENT
R2 PIN NOT QUALIFY
R3 REVOCATION
Z3 OFFLINE DECLINED

Advice Code 1024 and Advice Text 1036 for Mastercard and Visa

MASTERCARD ADVICE CODES/TEXT

M01 NEW ACCOUNT INFORMATION AVAILABLE
M02 CANNOT APPROVE NOW, TRY AGAIN LATER
M03 DO NOT TRY AGAIN
M04 TOKEN REQUIREMENT NOT FULFILLED FOR TYP
M21 PAYMENT CANCELLATION
*** GENERAL DECLINE

VISA ADVICE CODES/TEXT

01 ISSUER WILL NEVER APPROVE
02 ISSUER CANNOT APPROVE AT THIS TIME
03 DATA QUALITY ERROR
04 GENERAL DECLINE