EMV Integration Samples

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note

In the following EMV Integration Samples asterisks are used to identify the following:

*Generally unchanging for the duration of the terminal cert.

**Items can change on a per transaction basis.

EMV ICC PIN on Terminal with NFC Mag Capability

When an EMV card is inserted in a terminal with a highest capability of Near Field Communication with magnetic swipe, the card and cardholder are authenticated by PIN entry.

API 47 POS data code index Value
47.1
POS Device Capability Indicator
H
ICC Contact and Contactless capability*
47.2
Cardholder Authentication Capability
1
PIN authentication capability*
47.3
Terminal Card Capture Capability
1
Card capture capability*
47.4
Terminal Operating/Location Environment
1
Terminal on Merchant premises*
47.5
Cardholder Present Indicator
0
Cardholder present**
47.6
Card Present Indicator
1
Card is present**
47.7
Card Data Input Mode Indicator
5
ICC Contact**
47.8
Card Data Authentication Mode
1
PIN**
47.9
Cardholder Authentication Mode
3
Card holder ICC/PIN Authenticated online**
47.10
Card Data Output Capability Indicator
3
Integrationed Circuit Card update capability*
47.11
Terminal Data Output Capability
3
Terminal Display ability*
47.12
PIN Capture Capability Indicator
C
Capable of 12 characters PIN's*
47.13
POS Device Attendance Indicator
0
Attended Terminal*
47.14
POS Device Terminal Type
4
Merchant Register/Terminal*

Back Office Standing Auth (Card on File) - Non-EMV Implementation

A key entered transaction is performed on a back office terminal with a highest capability of manual entry.

API 47 POS data code index Value
47.1
POS Device Capability Indicator
6
Keyed Entry only capability*
47.2
Cardholder Authentication Capability
0
No electronic authentication capability*
47.3
Terminal Card Capture Capability
1
Card capture capability*
47.4
Terminal Operating/Location Environment
0
No terminal used*
47.5
Cardholder Present Indicator
1
Cardholder not present (reason not specified)**
47.6
Card Present Indicator
0
Card is not present**
47.7
Card Data Input Mode Indicator
6
Key Entry**
47.8
Card Data Authentication Mode
0
Card Data Not authenticated**
47.9
Cardholder Authentication Mode
0
Card holder Not authenticated (Failed or PIN bypass)**
47.10
Card Data Output Capability Indicator
1
None*
47.11
Terminal Data Output Capability
1
No terminal printing or display ability*
47.12
PIN Capture Capability Indicator
0
No PIN capture capability*
47.13
POS Device Attendance Indicator
2
No Terminal*
47.14
POS Device Terminal Type
4
Merchant Register/Terminal*

EMV ICC Signature

When an EMV card is inserted in a terminal with a highest capability of Integrated Chip Contact, the card and cardholder are authenticated by Signature.

API 47 POS data code index Value
47.1
POS Device Capability Indicator
C
ICC Contact Magnetic stripe and Keyed capability*
47.2
Cardholder Authentication Capability
1
PIN Authentication capability*
47.3
Terminal Card Capture Capability
1
Card capture capability*
47.4
Terminal Operating/Location Environment
1
Terminal on Merchant premises*
47.5
Cardholder Present Indicator
0
Cardholder present**
47.6
Card Present Indicator
1
Card is present**
47.7
Card Data Input Mode Indicator
5
ICC Contact**
47.8
Card Data Authentication Mode
5
Attendant verification of Card signature**
47.9
Cardholder Authentication Mode
4
Card holder authenticated by merchant (signature)**
47.10
Card Data Output Capability Indicator
3
None*
47.11
Terminal Data Output Capability
3
Integrated Circuit Card update capability*
47.12
PIN Capture Capability Indicator
C
Capable of 12 characters PIN's*
47.13
POS Device Attendance Indicator
0
Attended Terminal*
47.14
POS Device Terminal Type
4
Merchant Register/Terminal*