MasterCard Requirements
MasterCard Specific Certification Requirements include:
- Payment Facilitator
- Zero-dollar Approval with Subsequent Declines
- Card Verification Value (CVV2/CVC2/CID)
- Approvals
Payment Facilitator
Customers who are identified as a Payment Facilitator need to migrate to the Elavon E4 host in order to pass the following dynamic fields:.
- Merchant passes API fields 7015 – 7051 to a payment facilitator, who in turn is responsible for passing these fields to Elavon.
- Sale transaction in which the final dollar amount is known at the time of authorization (amount will not change) the following values are used:
- F is Final Amount
- P is passed on an authorization (type 01) if the final dollar amount may change between the authorization and Prior Authorization transactions
important
Dynamic Payment Facilitator (PF) fields are only required where multiple sub-merchants funnel transactions through a single MID. Not industry specific and can apply to Retail, e-commerce or MOTO transactions.
The following table identifies API fields 7015 – 7051.
| API Field | Field Name | Size | Type | Merchant is able to dynamically change: |
| 7015 | Dynamic DBA | 1-25 | A/N | “Doing Business As” name on each transaction submitted to the host for authorization. |
| 7016 | Dynamic Street Address | 1-30 | A/N | Street Address on each transaction submitted to the host for authorization. |
| 7017 | Dynamic City | 2 | A/N | Street Address on each transaction submitted to the host for authorization. |
| 7018 | Dynamic State | 2 | A/N | State on each transaction submitted to the host for authorization. |
| 7019 | Dynamic Postal Code | 1-9 | A/N | Postal Code on each transaction submitted to the host for authorization. |
| 7020 | Dynamic Postal Code | 1-9 | A/N | Country Code on each transaction submitted to the host for authorization. |
| 7021 | Dynamic Phone Number | 1-20 | N | Merchant Phone Number on each transaction submitted to the host for authorization. |
| 7022 | Dynamic Sub-Merchant ID | 1-15 | N | Allows the merchant to dynamically change the Sub-Merchant ID on each transaction submitted to the host for authorization. |
| 7023 | Dynamic Email Address | 1-70 | A/N | email address on each transaction submitted to the host for authorization. |
| 7024 | Dynamic MCC | 4 | N | MCC on each transaction submitted to the host for authorization. |
| 7025 | Dynamic Tax ID | 1-14 | A/N | Tax ID on each transaction submitted to the host for authorization. |
| 7051 | Dynamic Auth Type Indicator | 1 | A/N | Required for Payment Facilitator Merchants. Type of Authorization Transaction Valid Values: F = Final Amount - amount is not expected to change for settlement P = Pre-Authorization / Estimated Amount - amount may change between auth and settlement The amount referenced is the total transaction amount provided in API field 2 |
Zero-dollar Approval with Subsequent Declines
To get a zero-dollar approval with subsequent declines, use the Zero Card (see Demo Card Scenarios).
- Transaction is approved if the transaction amount (API 0002) is $0.00.
- If transaction amount requested is greater than $0.00, the standard decline logic is applied.
Address Verification Service Approvals and Declines
For Address Verification Service (AVS), use the following values:
- AVS ZIP Code (API 0700)
Example: 33606
- AVS Billing Street Address (API 0701)
Example: 100 MAIN ST
Any matching values would be a match, and any other values would be a non-match.
The results will be placed in AVS Result Code (API 1020).
- Y – Both ZIP Code and Billing Street Address Match
- Z – ZIP Code Matches and Billing Street Address Does Not Match
- A – ZIP Code Does Not Match and Billing Street Address Match
- N – Neither ZIP Code or Billing Street Address Match
Card Verification Value (CVV2/CVC2/CID)
For Verification Value (CVV2/CVC2/CID), use the following values:
- CVV2/CVC2/CID Information (API 0050)
Example: 382
A matching value would be a match, and any other value would be a non-match. The results will be placed in CVV2/CVC2/CID Response (API 0040).
- M – Match
- N – No Match
Approvals
To get a credit card approval, use any other card number that is not a Decline Card, Zero Card or Partial Authorization Card.