Inquiry - dbbainquiry

This section describes the message parameters for Debit Card Balance Inquiry transaction processing, which you can submit using the XML API integration method. Refer to the Integration Methods section for more information.

The dbbainquiry transaction returns the available balance of the cardholder’s checking or savings account.

note

Track II card swipe is required. Manual entry is not allowed.

In this section:

Request

Field nameDescriptionRequiredLengthData type
ssl_merchant_idMerchant ID
Elavon-assigned Converge account ID.
Required15numeric
ssl_user_idConverge User ID
The user ID with Hosted Payment API User status that can send transaction requests through the terminal.
Required15alphanumeric
ssl_pinTerminal ID
Unique identifier of the terminal that will process the transaction request and submit to the Converge gateway.
The ssl_user_id sending the transaction request must be associated with the terminal that will process the request.
Required64alphanumeric
ssl_transaction_typeTransaction Type
Valid value:dbbainquiry
Required20alphanumeric
[Card Data]
ssl_track_dataRaw Track I and/or II Data
Track data captured from the card’s magnetic stripe. The data includes beginning and ending sentinels, card’s expiry date, cardholder’s first and last name.
Required76alphanumeric
ssl_account_typeBank Deposit Account Type
Valid values:
- 0 - Checking
- 1 - Saving
Required1numeric
[PIN Pad]Values returned by the PIN Pad device.
ssl_dukptDUKPT
Value used to encrypt the PIN of the cardholder.
Required20-
ssl_key_pointerTriple-DES DUKPT Pointer
Indicates the encryption key used on US debit transactions.
Valid value:T - Triple-DES DUKPT
Required1alphanumeric
ssl_pin_blockEncrypted PIN Block
The encrypted personal identification number entered by the debit cardholder to authenticate ownership of the card.
Required16-

Response

Field nameDescription
ssl_resultTransaction Outcome
An ssl_result = 0 indicates an approved transaction.
An ssl_result not equal to 0 indicates a declined and unauthorized transaction.
ssl_result_messageTransaction Result Message
Refer to the Debit Card Response Codes section for an extensive list of possible returned messages.
ssl_txn_idTransaction ID
Unique identifier of the transaction.
ssl_txn_timeProcessing Date and Time
Indicates when Converge processed the transaction.
Format: MM/DD/YYYY hh:mm:ss AM/PM
Example: 03/18/2010 10:34:10 AM
ssl_approval_codeTransaction Approval Code
Unique code returned by the credit card processor that indicates the approval status of the transaction.
ssl_reference_numberTransaction Reference Number
ssl_account_balanceAccount Balance
Available balance on the cardholder’s debit account.
ssl_card_numberMasked Card Number
Converge only returns the first 2 or last 4 digits of the regular PAN.
ssl_exp_dateCard’s Expiry Date
Returned based on merchant setup.
ssl_emailEmail Address
The cardholder’s or customer’s email address. Returned based on merchant setup.
[Error]Returned only if an error occurs. Refer to the Error Codes section for more information.
errorCodeError Code
Typically, when the transaction failed validation or the request is incorrect. This will prevent the transaction from going to authorization. This is a numeric field.
errorMessageError Message
Detailed explanation of the error. This field may be changed based on merchant configuration in the user interface.
errorNameError Name
Error name or reason for the error.