Inquiry - dbbainquiry
This section describes the message parameters for Debit Card Balance Inquiry transaction processing, which you can submit using the XML API integration method. Refer to the Integration Methods section for more information.
The dbbainquiry transaction returns the available balance of the cardholder’s checking or savings account.
error_outline
note
Track II card swipe is required. Manual entry is not allowed.
In this section:
For the entire list of API endpoints, refer to API Endpoints.
Request
| Field name | Description | Required | Length | Data type |
|---|---|---|---|---|
ssl_merchant_id | Merchant ID Elavon-assigned Converge Account ID (AID). | Required | 6 or 7 | numeric |
ssl_user_id | Converge User ID The user ID with Hosted Payment API User status that can send transaction requests through the terminal. | Required | 15 | alphanumeric |
ssl_pin | Terminal ID Unique identifier of the terminal that will process the transaction request and submit to the Converge gateway. The ssl_user_id sending the transaction request must be associated with the terminal that will process the request. | Required | 64 | alphanumeric |
ssl_transaction_type | Transaction Type Valid value: dbbainquiry | Required | 20 | alphanumeric |
| [Card Data] | ||||
ssl_track_data | Raw Track I and/or II Data Track data captured from the card’s magnetic stripe. The data includes beginning and ending sentinels, card’s expiry date, cardholder’s first and last name. | Required | 76 | alphanumeric |
ssl_account_type | Bank Deposit Account Type Valid values:
| Required | 1 | numeric |
| [PIN Pad] | Values returned by the PIN Pad device. | |||
ssl_dukpt | DUKPT Value used to encrypt the PIN of the cardholder. | Required | 20 | - |
ssl_key_pointer | Triple-DES DUKPT Pointer Indicates the encryption key used on US debit transactions. Valid value: T - Triple-DES DUKPT | Required | 1 | alphanumeric |
ssl_pin_block | Encrypted PIN Block The encrypted personal identification number entered by the debit cardholder to authenticate ownership of the card. | Required | 16 | - |
Response
| Field name | Description |
|---|---|
ssl_result | Transaction Outcome An ssl_result = 0 indicates an approved transaction.An ssl_result not equal to 0 indicates a declined and unauthorized transaction. |
ssl_result_message | Transaction Result Message Refer to the Debit Card Response Codes section for an extensive list of possible returned messages. |
ssl_issuer_response | Original Issuer Response The issuer response returned during the authorization attempt. An ssl_issuer_response = 00 indicates success.An ssl_issuer_response not equal to 00 indicates a decline or failure. |
ssl_txn_id | Transaction ID Unique identifier of the transaction. |
ssl_txn_time | Processing Date and Time Indicates when Converge processed the transaction. Format: MM/DD/YYYY hh:mm:ss AM/PM Example: 03/18/2022 10:34:10 AM |
ssl_approval_code | Transaction Approval Code Unique code returned by the credit card processor that indicates the approval status of the transaction. |
ssl_reference_number | Transaction Reference Number |
ssl_account_balance | Account Balance Available balance on the cardholder’s debit account. |
ssl_card_number | Masked Card Number Converge only returns the first 2 or last 4 digits of the regular PAN. |
ssl_exp_date | Card’s Expiry Date Returned based on merchant setup. |
ssl_email | Email Address The cardholder’s or customer’s email address. Returned based on merchant setup. |
| [Error] | Returned only if an error occurs. Refer to the Error Codes section for more information. |
errorCode | Error Code Typically, when the transaction failed validation or the request is incorrect. This will prevent the transaction from going to authorization. This is a numeric field. |
errorMessage | Error Message Detailed explanation of the error. This field may be changed based on merchant configuration in the user interface. |
errorName | Error Name Error name or reason for the error. |
Examples
error_outline
important
- In all of these examples, you will have to change the data values, such as
my_merchant_id,my_user_id,my_pin, and transaction data to match your Converge account and meet the needs of your website. - Code samples provided are for demonstration only and should not be used for live transactions. All sensitive merchant data, including transaction amounts and your Converge credentials, should be placed in server side code.
Request
xmldata=
<txn>
<ssl_merchant_id>my_merchant_id</ssl_merchant_id>
<ssl_user_id>my_user_id</ssl_user_id>
<ssl_pin>my_pin</ssl_pin>
<ssl_test_mode>False</ssl_test_mode>
<ssl_transaction_type>dbbainquiry</ssl_transaction_type>
<ssl_dukpt>654321000040002D</ssl_dukpt>
<ssl_key_pointer>T</ssl_key_pointer>
<ssl_pin_block>sc1000I</ssl_pin_block>
<ssl_track_data>%B5121212121212124^CERTIFICATION-MC/ELAVON^491210199999999900876000000?;5121212121212124=4912101876234567?</ssl_track_data>
<ssl_account_type>0</ssl_account_type>
<ssl_cvv2cvc2>123</ssl_cvv2cvc2>
<ssl_transaction_language>EN</ssl_transaction_language>
</txn>
Response
<txn>
<ssl_issuer_response>00</ssl_issuer_response>
<ssl_last_name/>
<ssl_company>Elavon</ssl_company>
<ssl_phone>8524569514</ssl_phone>
<ssl_transaction_type>dbbainquiry</ssl_transaction_type>
<ssl_card_number>51**********8745</ssl_card_number>
<ssl_result>0</ssl_result>
<ssl_txn_id>290822C4A-4D887383-F8A4-4CA2-A6F4-08E43E71F1C7</ssl_txn_id>
<ssl_account_type>Saving</ssl_account_type>
<ssl_approval_code>896567</ssl_approval_code>
<ssl_avs_address>Test Address</ssl_avs_address>
<ssl_email>myemail@mail.com</ssl_email>
<ssl_avs_zip>30000</ssl_avs_zip>
<ssl_txn_time>08/29/2022 02:33:56 PM</ssl_txn_time>
<ssl_account_balance>0.00</ssl_account_balance>
<ssl_reference_number>52436</ssl_reference_number>
<ssl_state>GA</ssl_state>
<ssl_city>Atlanta</ssl_city>
<ssl_result_message>APPROVAL</ssl_result_message>
<ssl_address2>Second Address</ssl_address2>
<ssl_card_short_description/>
<ssl_first_name/>
<ssl_country>USA</ssl_country>
<ssl_card_type>DEBITCARD</ssl_card_type>
<ssl_partner_app_id>AC</ssl_partner_app_id>
</txn>