Auth Only - ccauthonly

The Credit Card Authorization Only or ccauthonly transaction obtains a real-time authorization for a credit card transaction, guarantees that the funds are available on the card, and reduces the cardholder‘s limit to buy for only a predetermined period (which is usually 7-10 days based on the credit card’s issuing bank).

This section describes the message parameters for Credit Card Authorization Only transaction processing, which you can submit using the Hosted Payments, Checkout.js, and XML API integration methods. Refer to the Integration Methods section for more information.

This transaction does not place the authorization in the Settlement batch. To place the ccauthonly transaction in the open batch, use Completion (ccdelete) to reverse the transaction and restore the funds to the card.

In this section:

Request

ssl_merchant_id
15 | numeric | required
Merchant ID
Elavon-assigned Converge account ID.
ssl_user_id
15 | alphanumeric | required
Converge User ID
The user ID with Hosted Payment API User status that can send transaction requests through the terminal.
ssl_pin
64 | alphanumeric | required
Terminal ID
Unique identifier of the terminal that will process the transaction request and submit to the Converge gateway.
Important: The ssl_user_id sending the transaction request must be associated with the terminal that will process the request.
ssl_transaction_type
20 | alphanumeric | required
Transaction Type
Value: ccauthonly
ssl_amount
11 | numeric | required
Transaction Amount
The authorization amount that includes the Net and Sales Tax amounts.
For terminals that are set up with the Multi Currency  credit payment option, make sure that the number of decimal places are correct as some currencies have 0 (like JPY) or 3 (like BHD) decimal places.
Format: Number with 2 decimals places
[Card Data]
Use the appropriate card data parameters for the transaction.
ssl_card_number
18 | numeric | conditional
Card Number
Card Number as it appears on the credit card.
Important: Required for hand-keyed transactions.
ssl_exp_date
4 | numeric | conditional
Card's Expiry Date
Date when the card becomes invalid.
Important:
  • Required if ssl_card_number is not null.
  • Do not send the expiry date when the token is stored in Card Manager.
Format: MMYY
ssl_card_present
1 | alphanumeric | optional
Card Present Indicator
Indicates whether the card is physically present during the transaction.
Valid values:
  • Y - Card present
  • N - Card not present
Recommended for hand-keyed transactions.
ssl_track_data
76 | alphanumeric | conditional
Raw Track I and/or II Data
Track data captured from the card's magnetic stripe. The data includes beginning and ending sentinels, card's expiry date, cardholder's first name, and the cardholder's last name.
Important: Required for swiped and contactless transactions.
ssl_enc_track_data
160 | alphanumeric | conditional
Encrypted Raw Track I and/or II Data
Encrypted Track I and/or II data captured from the card's magnetic stripe when using an Ingenico encrypting device. The data includes beginning and ending sentinels, card's expiry date, cardholder's first name, and the cardholder's last name.
ssl_enc_track_data_format
- | - | conditional
Encrypted Raw Track I and/or II Data Format
Format of the track data captured from the card's magnetic stripe.
Valid value: ROAM_GENERIC_TDES_EMV
Important: Required if card is read from a ROAM device.
ssl_encrypted_track1_data
160 | alphanumeric | conditional
Encrypted Raw Track I Data
Encrypted Track I data captured from the card's magnetic stripe when using a MagTek encrypting device. The data includes beginning and ending sentinels, card's expiry date, cardholder's first name, and the cardholder's last name.
Important: Required for swiped and contactless transactions.
ssl_encrypted_track2_data
160 | alphanumeric | conditional
Encrypted Raw Track II Data
Encrypted Track II data captured from the card's magnetic stripe when using a MagTek encrypting device.
ssl_ksn
20 | alphanumeric | conditional
Key Serial Number
Unique identifier generated from the swiped payment card and returned by the encrypting device. The KSN encrypts the PAN data through the DUKPT method.
Important: Required if using ssl_enc_track_data, ssl_encrypted_track1_data or ssl_encrypted_track2_data.
ssl_vm_mobile_source
- | alphanumeric | conditional
Mobile Source
Valid values:
  • BBERRY - BlackBerry Mobile Device
  • ADROID - Android Mobile Device
  • ITUNES - Apple Mobile Device
  • WIN8 - Windows WIN8-based Device
  • NOMOB - Non-mobile Device
Important: Required for encrypting devices.
ssl_vendor_id
8 | alphanumeric | conditional
Vendor ID
Unique vendor identifier assigned by Elavon.
Important: Required for encrypting devices.
ssl_mobile_id
50 | alphanumeric | conditional
Mobile ID
Unique assigned mobile identification number of each mobile device in use as determined by the merchant.
Important: Optional for encrypting devices.
ssl_token
20 | alphanumeric | conditional
Credit Card Token
Encrypted card data that can replace ssl_card_number.
Important:
  • The token must already be stored in Card Manager.
  • Use only if the terminal is set up with the Tokenization   terminal option.
  • Required if ssl_merchant_initiated_unscheduled = Y.
ssl_pos_mode
2 | numeric | optional
POS Device Data Entry Capability
Indicates how the POS device captures card data.
Valid values:
  • 01 - Manual entry only
  • 02 - Magnetic swipe-capable
  • 03 - Proximity or contactless-capable
  • 04 - EMV chip-capable (ICC) - Contact only with magnetic stripe
  • 05 - EMV chip-capable (ICC) - Dual interface with magnetic stripe
ssl_entry_mode
2 | numeric | optional
Transaction Entry Indicator
Indicates how the track data was captured.
Valid values:
  • 01 - Key entered - Card not present
  • 02 - Key entered - Card present
  • 03 - Swiped (default)
  • 04 - Proximity/Contactless
[Doing Business As]
Use only on terminals that are set up with the DBA Name   terminal option.
ssl_dynamic_dba
21 | alphanumeric | optional
Doing Business As Name
Merchant-defined descriptors that replace the merchant's business name on credit card statements.
Format: Prefix*Descriptor 
Length: Prefix = 3, 7, or 12,  Asterisk = 1,  Descriptor = 21 - (Prefix + Asterisk)
Example: MANYMAG*BAKERS MONTHLY
[Tokenization]
Use only on terminals that are set up with the Tokenization   terminal option.
ssl_get_token
1 | alphanumeric | optional
Generate Token Indicator
Indicates whether to generate a token when submitting the card data.
Valid values:
  • Y - Authorize transaction and generate token
  • N - Do not generate token (Default)
If set to Y, the following parameters are mandatory:
  • Hand-keyed
    • ssl_card_number
    • ssl_exp_date
  • Swiped/Contactless
    • ssl_track_data
  • Encrypted Swiped/Contactless
    • ssl_enc_track_data (Ingenico)
    • ssl_encrypted_track1_data (MagTek)
    • ssl_encrypted_track2_data (MagTek)
ssl_add_token
1 | alphanumeric | optional
Add to Card Manager Indicator
Indicates whether to generate and store the token in Card Manager.
Valid values:
  • Y - Authorize transaction, generate and store token
  • N - Do not store token (Default)
[Card Verification]
 
Use only on terminals that are set up with the CVV2, CVC2, CID   credit card payment option.
ssl_cvv2cvc2
4 | numeric | optional
Card Verification Value / Card Validation Code
Card security code or number printed on the card and commonly used for card not present payment transactions.
ssl_cvv2cvc2_indicator
1 | numeric | optional
Card Verification Value / Card Validation Code Indicator
Indicates the status of the card security code or number during the transaction.
Valid values:
  • 0 - Bypassed
  • 1 - Present
  • 2 - Illegible
  • 9 - Not Present
[Purchasing Cards]
 
Use only on terminals that are set up with the Purchasing Card 2   credit card payment option.
ssl_customer_code
17 | alphanumeric | optional
Customer Code or Purchase Order Number
Customer ID or PO number specified in the billing statement of the cardholder.
ssl_salestax
8 | alphanumeric | optional
Sales Tax
Tax amount to add to the purchase or sales amount. For a tax exempt transaction, enter 0.00.
Format: Amount with 2 decimal places.
[Invoice Number]
 
Use only on terminals that are set up with the Invoice Number   credit card payment option.
ssl_invoice_number
25 | alphanumeric | optional
Invoice/Ticket Number
Unique identifier of the invoice or ticket.
[Multi-Currency Conversion]
 
Use only on terminals that are set up with the Multi Currency   credit card payment option.
Refer to the Multi-Currency Conversion (MCC) section for more information on processing MCC transactions.
ssl_transaction_currency
3 | alphanumeric | optional
Transaction Currency
The currency ISO code that the merchant applies to their goods or services.
Default: USD or CAD
[Travel Data]
Use only on terminals that are set up with the Travel Data   credit card payment option.
ssl_departure_Date
10 | alphanumeric | optional
Travel Departure Date
Date sent to the Merchant Airline Risk Monitoring System (MARMS) to monitor risks associated with advanced booking.
Format: MM/DD/YYYY
ssl_completion_Date
10 | alphanumeric | optional
Travel Completion Date
Date sent to the Merchant Airline Risk Monitoring System (MARMS) to monitor risks associated with advanced booking.
Format: MM/DD/YYYY
[Card On File]
 
ssl_merchant_initiated_unscheduled
1 | alphanumeric | optional
Merchant Initiated Unscheduled Transaction Indicator
Indicates the transaction was initiated by a merchant using a stored credential (token or stored card number) for a fixed or variable amount that does not occur on a scheduled or regularly occurring transaction date.
Valid values:
  • Y - Yes
  • N - No
ssl_oar_data
60 | alphanumeric | required
Original Authorization Response
Include this parameter for all future Card On File transactions using Token or Card Number.
ssl_ps2000_data
22 | alphanumeric | required
PS2000 Data
Include this parameter for all future Card On File transactions using Token or Card Number.
[Level 3]
Use only on terminals that are set up with the Level 3   terminal option.
A transaction can have up to 998 products (product), which are nested within the Line Item Products (LineItemProducts) parameter.
ssl_level3_indicator
1 | alphanumeric | required
Level 3 Indicator
Valid values:
  • Y - Level 3 transaction (send Level 3 data to issuer)
  • N - Only save data locally (do not send Level 3 data to issuer)
ssl_ship_to_zip
9 | alphanumeric | optional
ZIP Code
ZIP or postal code of the destination address.
ssl_ship_to_country
3 | alphanumeric | optional
Country Code
Country ISO code of the destination address.
ssl_shipping_amount
11 | numeric | optional
Freight or Shipping Amount
 
ssl_ship_from_postal_code
9 | alphanumeric | optional
ZIP Code
ZIP or postal code of the originating address.
ssl_discount_amount
11 | numeric | optional
Discount Amount
The discount amount for the entire transaction (order).
ssl_duty_amount
11 | numeric | optional
Duty Amount
The total charges for any import or export duties included in the transaction.
ssl_national_tax_indicator
1 | alphanumeric | optional
National Tax Indicator
Visa
  • 0 - Tax not included in total purchase amount
  • 1 - Tax included in total purchase amount
MasterCard
  • Y - Tax included in total purchase amount
  • N - Transaction not subject to tax
  • 0 or Space - Tax information unknown
ssl_national_tax_amount
11 | numeric | optional
National or VAT Amount
 
ssl_order_date
6 | numeric | optional
Order Date
Date when the merchant received the order.
Format: YYMMDD
ssl_other_tax
12 | numeric | optional
Other Tax Amount
 
ssl_summary_commodity_code
4 | alphanumeric | optional
Summary Commodity Code
Indicates whether Level 3 data is in the line item detail.
ssl_merchant_vat_number
20 | alphanumeric | optional
Merchant VAT Number
The identification number assigned by the taxing authority to the merchant.
ssl_customer_vat_number
13 | alphanumeric | optional
Customer VAT Number
The identification number assigned by the VAT authority to the buying company..
ssl_freight_tax_amount
12 | nuermic | optional
VAT or Tax Amount
VAT or tax applied to the freight or shipping amount.
ssl_vat_invoice_number
15 | alphanumeric | optional
VAT Invoice Number
 
ssl_tracking_number
25 | alphanumeric | optional
Shipping Tracking Number
 
ssl_shipping_company
50 | alphanumeric | optional
Shipping Company Name
 
ssl_other_fees
12 | numeric | optional
Other Fees
 
ssl_line_item_description
25 | alphanumeric | optional
Line Item Description
 
ssl_line_Item_product_code
12 | alphanumeric | optional
Line Item Product Code
The part or catalog number of the line item.
ssl_line_Item_commodity_code
12 | alphanumeric | optional
Line Item Commodity Code
The commodity code used to classify the line item.
ssl_line_Item_quantity
12 | numeric | optional
Line Item Quantity
The number of purchased units for the line item.
ssl_line_Item_unit_of_measure
3 | alphanumeric | optional
Line Item Measurement Code
The unit of measure that each line item is purchased in.
ssl_line_Item_unit_cost
12 | numeric | optional
Line Item Unit Cost
The cost of each purchased unit for the line item.
ssl_line_Item_discount_indicator
1 | alphanumeric | optional
Line Item Discount Indicatot
Indicates whether the line item is discounted.
  • Y - Item amount is discounted
  • N - Item amount is not discounted
ssl_line_item_discount_amount
11 | numeric | optional
Discount Amount
The discount amount for the entire line item.
ssl_line_Item_tax_indicator
1 | alphanumeric | optional
Line Item Tax Indicator
Indicates whether the line item is taxable.
  • Y - Item amount is taxable
  • N - Item amount is not taxable
ssl_line_Item_tax_rate
4 | numeric | optional
Line Item Tax Rate
 
ssl_line_Item_tax_amount
12 | numeric | optional
Line Item Tax Amount
The tax amount for each purchased unit.
ssl_line_Item_tax_type
4 | alphanumeric | optional
Line Item Tax Type
The type of tax applied to the line item.
ssl_line_Item_extended_total
9 | numeric | optional
Line Item Extended Amount
The total cost of the line item for the detail record.
Computation Rule: Quantity x Unit Price
ssl_line_Item_total
12 | numeric | optional
Line Item Total Amount
 
ssl_line_Item_alternative_tax
12 | numeric | optional
Alternate Tax ID
The alternate tax identifier description for the line item.
[3D Secure]
 
Use only on terminals that are set up with eMPI Merchant Numbers.
Refer to the 3D Secure section for more information on retrieving the following Issuer Authentication parameters.
ssl_eci_ind
1 | numeric | required
eCommerce Indicator
Valid values:
  • 5 - Fully authenticated (if eci = 02  or  05)
  • 6 - Attempted VbV (if eci = 01  or  06)
  • 7 - Non-VbV (if eci = 07  or   )
ssl_3dsecure_value
80 | Base64 Encoded | required
Cardholder Authentication Verification (CAVV) (Visa)
Universal Cardholder Authentication Field (UCAF) (MasterCard)
Validates the integrity of the Verified by Visa (VbV) transaction data.
ssl_xid
20 | alphanumeric | optional
eMPI Transaction ID
Unique transaction identifier generated by the Elavon Merchant Plug In (eMPI) engine.
[MasterPass]
 
Use only on terminals that are set up with the MasterPass  processing option, Market Segment set to Internet,  and Region set to Canada.
Refer to the MasterPass section for more information on processing MasterPass wallet transactions.
ssl_eWallet
10 | alphanumeric | required
Wallet Identifier
Indicates the wallet payment type offered by the merchant.
Valid value: MasterPass
ssl_callback_url
200 | alphanumeric | required
Callback URL
The URL of the merchant that will host the response.
ssl_eWallet_shipping
1 | alphanumeric | optional
Shipping Information Indicator
Indicates the shipping information to use for the wallet purchase.
Valid values:
  • Y - Use MasterPass shipping information
  • N - Use shipping information from merchant's website or payment form
ssl_product_string
200 | alphanumeric | optional
Product String
List of products purchased from the merchant website. All the products appear as Line Items on the MasterPass website along with the total amount.
Format: Unit Price::Quantity::Description::Image URL
Multi-Product Format: Unit Price::Quantity::Description::Image URL | Unit Price::Quantity::Description::Image URL
[Optional Fields]
 
ssl_avs_address
30 | alphanumeric | optional
Address Line 1
Commonly the house number and street name on the cardholder's / customer's account or billing address.
Address Verification Service (AVS) data compared with the address on the card issuer's file.
Recommended for hand-keyed transactions to qualify for better interchange rates.
ssl_avs_zip
9 | alphanumeric | optional
Postal or ZIP Code
ZIP code on the cardholder's account or billing address.
Address Verification Service (AVS) data compared with the postal or ZIP code on the card issuer's file.
Recommended for hand-keyed transactions to qualify for better interchange rates.
ssl_description
255 | alphanumeric | optional
Merchant-defined Transaction Description
Short and custom text to describe the transaction.
ssl_partial_auth_indicator
1 | numeric | optional
Partial Authorization Indicator
Indicates whether the integrated application supports partial authorization or approval.
Valid values:
  • 0 - Partial authorization not supported (Default)
  • 1 - Partial authorization supported
[Healthcare]
Only use on terminals with Healthcare enabled.
ssl_healthcare_amount
11| numeric | optional
Healthcare Amount
Total amount in a healthcare transaction. ssl_healthcare_amount is equal to ssl_otc_amount + ssl_prescription_amount + ssl_clinic_other_amount + ssl_dental_amount. If this amount is not included in the transaction, then Converge will calculate based off of the other healthcare fields. If you do include this field in the transaction, then Converge will validate the field. If the validation fails, Converge will decline the transaction
ssl_otc_amount
11 | numeric | optional
Over the Counter Amount
Amount of over the counter medical expenditures. Defaults to 0.00 if not sent.
ssl_prescription_amount
11 | numeric | optional
Prescription Amount
Amount of prescription drug expenditures. Defaults to 0.00 if not sent.
ssl_clinic_other_amount
11 | numeric | optional
Clinic/Other Amount
Amount of expenditures for clinic or other medical office services. Defaults to 0.00 if not sent.
ssl_dental_amount
11 | numeric | optional
Dental Amount
Amount of dental expenditures. Defaults to 0.00 if not sent.
ssl_vision_amount
11 | numeric | optional
Vision Amount
Amount of vision expenditures. Defaults to 0.00 if not sent.
ssl_transit_amount
11 | numeric | optional
Transit Amount

Amount of transit expenditures. Defaults to 0.00 if not sent.

Requests that include Transit Amount must be sent separately from healthcare transactions that include other healthcare amount fields.

Response

ssl_result
 
Transaction Outcome
An ssl_result = 0 indicates an approved transaction.
An ssl_result not equal to 0 indicates a declined and unauthorized transaction.
ssl_result_message
 
Transaction Result Message
Refer to the Payment Card Response Codes section for an extensive list of possible returned messages.
ssl_txn_id
 
Transaction ID
Unique identifier of the transaction.
ssl_txn_time
 
Processing Date and Time
Indicates when Converge processed the transaction.
Format: MM/DD/YYYY hh:mm:ss AM/PM
Example: 03/18/2010 10:34:10 AM
ssl_approval_code
 
Transaction Approval Code
Unique code returned by the credit card processor that indicates the approval status of the transaction.
ssl_amount
 
Total Authorized/Approved Transaction Amount
Returned based on merchant setup.
ssl_card_number
 
Masked Card Number
Converge only returns the first 2 or last 4 digits of the regular PAN, or the last 4 digits of the actual card number if it is an association token (example, ApplePay).
ssl_card_short_description
 
Short Card Brand Name
Valid values are AMEX, CUP, DISC, MC, PP, and VISA.
ssl_card_type
 
Payment Type
Valid value: CREDITCARD
[Tokenization]
Returned only if Tokenization  parameters are sent in the request.
ssl_token
 
Token
Generated from the credit card number.
ssl_token_response
 
Token Generation Outcome
A value of SUCCESS indicates Converge generted the token. Other values returned are FAILURE, Action Not Permitted, Invalid Token, Not Permitted, and Acct Verification Failed.
ssl_add_token_response
 
Add to Card Manager Outcome
Valid values are Card Added, Card Updated, Not Permitted, and FAILURE - First Name - is requried.
[Address Verification Service]
Returned only if AVS  parameters are sent in the request.
ssl_avs_response
 
Address Verification Response Code
Refer to the AVS Response Codes section for a complete list of AVS response codes.
[Card Verification]
Returned only if CVV / CVC / CID  parameters are sent in the request.
ssl_cvv2_response
 
Card Verification Response Code
Refer to the CVV2/CVC2 Response Codes section for a complete list of CVV/CVC2 response codes.
[Invoice Number]
Returned only if Invoice Number  parameters are sent in the request.
ssl_invoice_number
 
Invoice Number
The invoice number or ticket number sent in the original request.
[Multi-Currency Conversion]
Returned only if MCC  parameters are sent in the request.
ssl_transaction_currency
 
Transaction Currency
 
[Dynamic Currency Conversion]
Returned only if the terminal is set up with the Dynamic Currency   credit card payment option.
Refer to the Dynamic Currency Conversion (DCC) section for more information on retrieving the following DCC transaction parameters.
ssl_txn_currency_code
 
Transaction Currency Code
The cardholder's billing currency code.
ssl_markup
 
Markup
The markup applied to the Reference Exchange Rate when calculating the ssl_conversion_rate value to use for converting the merchant's Pricing Currency to ssl_txn_currency_code.
ssl_conversion_rate
 
Conversion Rate
Exchange rate applied to the conversion of ssl_amount.
ssl_cardholder_amount
 
Cardholder Amount
Total amount in the cardholder's billing currency.
ssl_cardholder_currency
 
Cardholder Currency
 
[Partial Approval]
Returned only if Partial Approval  parameters are sent in the request.
If the customer indicates that they do not wish to continue with the additional tender type, the point of sale application must send a reversal to cancel this payment and reestablish the balance back to the card.
A reversal can be achieved by sending a ccdelete in terminal-based terminals or ccvoid in host-based terminals.
ssl_requested_amount
 
Requested Amount
Original requested amount on partial approvals.
ssl_balance_due
 
Remaining Balance
The difference between the requested amount and the authorized amount, which the merchant will collect from the customer.
ssl_account_balance
 
Account Balance
Available balance on the card, which is 0.00 for a partially authorized transaction.
[Card On File]
 
ssl_oar_data
 
OAR
This data will be as received during the original authorization processing.
This is a retain and return value for terminal-based settlement messages.
You must store this field with the payment details from the transaction to make future Card On File transactions.
ssl_ps2000_data
 
PS2000
This data will be as received during the original authorization processing.
This is a retain and return value for terminal-based settlement messages.
You must store this field with the payment details from the transaction to make future Card On File transactions.
[Error]
Returned only if an error occurs. Refer to the Error Codes section for more information.
errorCode
 
Error Code
Typically, when the transaction failed validation or the request is incorrect. This will prevent the transaction from going to authorization. This is a numeric field.
errorMessage
 
Error Message
Detailed explanation of the error. This field may be changed based on merchant configuration in the user interface.
errorName
 
Error Name
Error name or reason for the error.

Example

error_outline

important

  • In this example, you will have to change the data values, such as my_merchant_id, my_user_id, my_pin, and transaction data to match your Converge account and meet the needs of your website.
  • Code samples provided are for demonstration only and should not be used for live transactions. All sensitive merchant data, including transaction amounts and your Converge credentials, should be placed in server side code.

Request

<txn>
    <ssl_merchant_id>my_merchant_id</ssl_merchant_id>
    <ssl_user_id>my_user_id</ssl_user_id>
    <ssl_pin>my_pin</ssl_pin>
    <ssl_description>Authorization for 3.00</ssl_description>
    <ssl_transaction_type>ccauthonly</ssl_transaction_type>
    <ssl_card_number>000000000000000</ssl_card_number>
    <ssl_exp_date>1215</ssl_exp_date>
    <ssl_amount>3.00</ssl_amount>
    <ssl_salestax>0.01</ssl_salestax>
    <ssl_cvv2cvc_indicator>1</ssl_cvv2cvc_indicator>
    <ssl_cvv2cvc2>123</ssl_cvv2cvc2>
    <ssl_customer_code>CORP</ssl_customer_code>
    <ssl_invoice_number>1234</ssl_invoice_number>
    <ssl_first_name>John</ssl_first_name>
    <ssl_last_name>Doe</ssl_last_name>
    <ssl_avs_address>2 Concourse Parkway</ssl_avs_address>
    <ssl_city>Atlanta</ssl_city>
    <ssl_state>GA</ssl_state>
    <ssl_avs_zip>30328</ssl_avs_zip>
    <ssl_country>USA</ssl_country>
    <ssl_phone>9999999999</ssl_phone>
    <ssl_ship_to_state>GS</ssl_ship_to_state>
    <ssl_ship_to_zip>30328</ssl_ship_to_zip>
    <ssl_ship_to_address1>2 Concourse Parkway</ssl_ship_to_address1>
    <ssl_ship_to_last_name>Doe</ssl_ship_to_last_name>
    <ssl_ship_to_city>Atlanta</ssl_ship_to_city>
    <ssl_ship_to_first_name>John</ssl_ship_to_first_name>      
</txn>

Response

<txn>
    <ssl_approval_code>CMC720</ssl_approval_code>
    <ssl_cvv2_response>M</ssl_cvv2_response>
    <ssl_last_name>Doe</ssl_last_name>
    <ssl_avs_zip>30328</ssl_avs_zip>
    <ssl_exp_date>1215</ssl_exp_date>
    <ssl_account_balance>3.00</ssl_account_balance>
    <ssl_company/>
    <ssl_result_message>APPROVAL</ssl_result_message>
    <ssl_country>USA</ssl_country>
    <ssl_city>Atlanta</ssl_city>
    <ssl_phone>9999999999</ssl_phone>
    <ssl_avs_address>2 Concourse Parkway</ssl_avs_address>
    <ssl_invoice_number>1234</ssl_invoice_number>
    <ssl_address2/>
    <ssl_first_name>John</ssl_first_name>
    <ssl_amount>3.00</ssl_amount>
    <ssl_state>GA</ssl_state>
    <ssl_txn_id>AA4843A-1416AF5F-9A4C-4C10-AA00-537ADF2B3E0E</ssl_txn_id>
    <ssl_result>0</ssl_result>
    <ssl_card_number>00********0000</ssl_card_number>        
    <ssl_txn_time>01/28/2014 05:14:49 PM</ssl_txn_time>
    <ssl_avs_response>Z</ssl_avs_response>        
</txn>