Multi-Currency Conversion - MCC

Multi-Currency Conversion allows the merchant to sell products and services in a variety of currencies but receive their funding from Elavon in just one currency. MCC is beneficial to merchants with websites that target particular demographics in countries other than their own.

For example, a US merchant’s website targets customers in Europe, displays prices in Euro (EUR), processes payments in EUR but clears payments in US Dollars (USD) through a US bank account. Another example is a Canadian merchant’s website that targets customers in Australia, processes transactions in Australian Dollars (AUD), and deposits payments in Canadian Dollars (CAD) to a Canadian bank account.

When a terminal is set up with the Multi-Currency  option:

• By default, the terminal can process transactions in the following currencies: US Dollar (USD), Canadian Dollar (CAD), Pound Sterling (GBP), Australian Dollar (AUD), Euro (EUR), and Japanese Yen (YEN).
• The terminal only supports MCC transactions paid with MasterCard and Visa. For other card brands, the terminal can only process transactions using the USD or CAD currency.
• The terminal only allows auto-settlement.

The following Credit Card transactions support MCC:

• ccsale (Sale)
• ccauthonly (Auth Only)
• ccforce (Force)
• ccimport (Batch Import)

Transaction Processing

To process a credit card transaction for multi-currency conversion, the transaction request must include the ssl_transaction_currency and ssl_amount parameters.

Converge uses the exchange rates provided by Elavon’s designated currency exchange desk provider to convert the transaction amount from the submission currency to the single funding currency on the merchant’s account.

If the original transaction needs adjustment (through cccomplete, ccvoid, ccupdatetip or ccreturn), exclude the ssl_transaction_currency parameter from the request. The mentioned transactions will carry the original value of the transaction currency in the request.

For the ssl_amount value, use the number of decimal places that corresponds to the currency code passed to the ssl_transaction_currency parameter. Most currencies support 2 exponents (decimal places) except for few of them mentioned below. But Converge automatically rounds up (1.236 to 1.24) or rounds down (1.235 to 1.23) the transaction amount to 2 exponents.

Example

Request

    xmldata=
    <txn>
        <ssl_merchant_id>my_merchant_id</ssl_merchant_id>
        <ssl_user_id>my_user_id</ssl_user_id>
        <ssl_pin>my_pin</ssl_pin>
        <ssl_test_mode>false</ssl_test_mode>
        <ssl_transaction_type>ccsale</ssl_transaction_type>
        <ssl_card_number>0000000000000000</ssl_card_number>
        <ssl_exp_date>1219</ssl_exp_date>
        <ssl_amount>200</ssl_amount>
        <ssl_transaction_currency>JPY</ssl_transaction_currency>
    </txn>

Response

    xmldata=
    <txn>
        <ssl_card_number>00********0000</ssl_card_number>
        <ssl_exp_date>1219</ssl_exp_date>
        <ssl_amount>200</ssl_amount>
        <ssl_transaction_currency>JPY</ssl_transaction_currency>
        <ssl_result>0</ssl_result>
        <ssl_result_message>APPROVAL</ssl_result_message>
        <ssl_txn_id>AA47AE-BD32FF54-BE12-4046-98E9- F78E9D75212D</ssl_txn_id>
        <ssl_approval_code>N05465</ssl_approval_code>
        <ssl_txn_time>11/19/2013 12:02:29 AM</ssl_txn_time>
    </txn>

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