Payment Card Response Codes

CodeMessageDefinition
AAAPPROVALApproved
AAAPPROBATApproved (French)
APPARTIAL APPROVALApproved for a Partial Amount
N7DECLINE CVV2Do not honor due to CVV2 mismatch\failure
NCPICK UP CARDPick up card
NDAMOUNT ERRORTran Amount Error
NDAMT OVER SVC LMTAmount is more than established service limit
NDAPPL TYPE ERRORCall support for help with this error
NDCANNOT CONVERTCheck is ok, but cannot convert. Do Not Honor
NDDECLINEDDo Not Honor
NDDECLINED T4Do Not Honor. Failed negative check, unpaid items
NDDECLINED-HELP 9999System Error
NDDUP CHECK NBRDuplicate Check Number
NDEXPIRED CARDExpired Card
NDINCORRECT PINInvalid PIN
NDINVALID CARDInvalid Card
NDINVALID CAVVInvalid Cardholder Authentication Verification Value
NDINVALID TERM IDInvalid Terminal ID
NDINVLD R/T NBRInvalid Routing/Transit Number
NDINVLD TERM ID 1Invalid Merchant Number
NDINVLD TERM ID 2Invalid SE Number

Note: AMEX Only
NDINVLD VOID DATAInvalid Data Submitted for Void Transaction
NDMAX MONTHLY VOLThis transaction would go over the maximum monthly volume
NDMICR ERRORMICR Read Error
NDMUST SETTLE MMDDMust settle, open batch is over 7 days old

Note: Best Practice is to settle within 24 hours. Batch will be Auto Settled after 10 days
NDNETWORK ERRORGeneral System Error
NDPLEASE RETRYPlease Retry/Reenter Transaction
NDRECORD NOT FOUNDRecord not on the network
NDREQ. EXCEEDS BAL.Req. exceeds balance
NDSEQ ERR PLS CALLCall support for help with this error
NDSERV NOT ALLOWEDInvalid request
NDTOO MANY CHECKSToo many checks (Over Limit)
NRCALL AUTH. CENTERRefer to Issuer
N/ASUCCESSFor successfully added, updated, deleted recurring or installment transactions
N/AERRORRecurring or installment transactions could not update.