Payment Types and Options

What payment Types Does Billing and Invoicing Support?

When a customer receives an email Invoice, they have the option to click a link to a Converge Hosted Payments form where they can enter payment information for the invoice.

Billing and Invoicing can support the following payment types.

  • Credit Cards
  • Digital Wallets
  • ACH/E-Checks
  • Gift Cards

Credit Cards

Credit Cards are a payment type enabled by default. You can change the accepted card brands at terminal setup. Billing and Invoicing will use all applicable terminal settings for Credit Cards.

If you would like to disable Credit Cards as a payment method in the Billing and Invoicing Hosted Payments form, you can change this setting in the Converge UI Settings tab.

Digital Wallets (Coming Soon)

Digital wallets are third party services that let a customer securely store their credit card information and pass it to merchants for transactions.

Converge Billing and Invoicing supports the following widely used digital wallets.

  • PayPal™
  • Visa Checkout™
  • Mastercard MasterPass™
  • Apple Pay™ on the Web

Converge enables Digital wallets by default. Each wallet needs a couple steps in the Converge UI to finish setting up. The following articles provide more information on setting up each digital wallet for Converge.

E-Checks

E-Checks are a payment type you can enable at terminal setup. You can change whether Converge accepts E-Checks are at terminal setup or by calling your Relationship Manager.

If you would like to disable E-Checks as a payment method in the Billing and Invoicing Hosted Payments form, you can change this setting in the Converge UI Settings tab.

Gift Cards

Gift Cards are a payment type you can enable at terminal setup.

If you would like to disable Gift Cards as a payment method in the Billing and Invoicing Hosted Payments form, you can change this setting in the Converge UI Settings tab.

What Payment Options Does Billing and Invoicing Support?

You can enable the following payment options in on their terminal either as part of terminal setup, by calling your Relationship Manager, or under the Settings tab in the Converge UI.

Partial Payments

Partial payments allows a customer to pay less than the full total of their invoice and receive a new total for the remaining balance. This lets customers split the total balance of an invoice between multiple payment types or multiple paying parties.

A Merchant can enable partial payments in the Converge UI under the Settings tab.

Dynamic Currency Conversion - DCC

Billing and Invoicing can process Dynamic Currency Conversion (DCC) for merchants. With DCC, the merchant sets their prices in whatever currency they prefer - usually whatever their local currency is. When the customer enters a card for payment, if the card is valid for DCC, the customer will receive the option to pay with their own local currency.

You can enable DCC as part of terminal setup. If your terminal is already set up and you would like to enable DCC, please contact your Relationship Manager.

Multi Currency Conversion - MCC

Multi Currency Conversion (MCC) enables a Hosted Payment Form to support multiple currency types as part of its display. When a customer arrives at the Hosted Payment Form, they will see their receipt totals in each of the currencies supported by the Merchant's MCC setup.

You can enable MCC as part of terminal setup. If your terminal is already set up and you would like to enable MCC, please contact your Relationship Manager.