EMV 3D Secure 2 Overview

EMV® Three-Domain Secure (3DS) is a messaging protocol developed by EMVCo to enable consumers to authenticate themselves with their card issuer when making card-not-present (CNP) e-commerce purchases. The three domains consist of the merchant/acquirer domain, issuer domain, and the interoperability domain (e.g., Payment Systems).

Elavon's Fraud Services Gateway solution leverages 3D Secure 2 to help prevent unauthorized transactions and protect merchants from exposure to fraud. Transactions that have been authenticated by the issuer provide a liability shift to the merchants for fraudulent transactions. For merchants looking for PSD2 Strong Customer Authentication management, our solution is also a conduit to meet those requirements and apply exception handling.

Get Started with 3D Secure 2


Learn about 3D Secure 2 and the different integration options available.

3D Secure 2 Overview

Integrate directly with the 3DS Server

Use this option to exercise more control over the 3D Secure transaction authentication flow.

Integration steps

Integrate using the 3DS Web SDK

Use this option to let the Web SDK handle the 3D Secure check on your behalf.

Web SDK integration

Contact Us


Call us at 1-800-377-3962