The card brands dictate the values to be used in some fields in the terminal/POS. The values listed below are production settings provided by the brands. Values for test/certification may be different. The Certification Analyst will help to determine any differences that may be required for certification testing.
American Express
| EMV Tag | Description | Credit |
|---|
| 9F35 | Terminal Type | Kernel Config |
| 9F33 | Terminal Capabilities | Kernel Config |
| 9F40 | Additional Terminal Capabilities | Kernel Config |
| 9F15 | Merchant Category Code | Assigned by Elavon |
| 9F06 | Application Identifier | A00000002501 |
| | Default Application Label | American Express Credit |
| 9F1A | Terminal Country Code | 840 |
| 5F2A | Transaction Currency Code | 840 |
| 5F36 | Transaction Currency Exponent | 2 |
| | Default DDOL | 9F3704 |
| 97 | Default TDOL | N/A |
| | TAC - Default | DC 50 FC 98 00 |
| | TAC - Denial | 00 10 00 00 00 |
| | TAC - Online | DE 00 FC 98 00 |
| 9F1B | Terminal Floor Limit | 0.00 |
| | EMV Random Selection Threshold | 0.00 |
| | EMV Random Selection Maximum % | 99 |
| | EMV Random Selection Target % | 99 |
| | Partial Name Selection Flag | Y |
| | Allow Fallback Flag | Y |
| | Allow PIN Bypass | Y |
| | Acquirer ID | 0 |
| 9F09 | Application Version Number (Primary) | 0x0001 |
| 9F09 | Application Version Number (Secondary) | N/A |
| EMV Tag | Contactless Description | Credit |
|---|
| | TAC - Default | DC 50 FC 98 00 |
| | TAC - Denial | 00 10 00 00 00 |
| | TAC - Online | DE 00 FC 98 00 |
| | Contactless Floor Limit | 0.00 |
| | Contactless CVM Limit | 10.00 |
| | Enable ExpressPay MSD | Y |
| | Enable ExpressPay EMV | Y |
Discover
Discover ZIP follows the same configuration values as DPAS contactless with the exception of the AID value (A0000003241010) is not shown in the table below.
| EMV Tag | Description | Credit | Common Debit |
|---|
| 9F35 | Terminal Type | Kernel Config | Kernel Config |
| 9F33 | Terminal Capabilities | Kernel Config | Kernel Config |
| 9F40 | Additional Terminal Capabilities | Kernel Config | Kernel Config |
| 9F15 | Merchant Category Code | Assigned by Elavon | Assigned by Elavon |
| 9F06 | Application Identifier | A0000001523010 | A0000001524010 |
| | Default Application Label | Discover | US Common Debit |
| 9F1A | Terminal Country Code | 840 | 840 |
| 5F2A | Transaction Currency Code | 840 | 840 |
| 5F36 | Transaction Currency Exponent | 2 | 2 |
| | Default DDOL | 9F3704 | 9F3704 |
| 97 | Default TDOL | N/A | N/A |
| | TAC - Default | DC 00 00 20 00 | DC 00 00 20 00 |
| | TAC - Denial | 00 10 00 00 00 | 00 10 00 00 00 |
| | TAC - Online | FC E0 9C F8 00 | FC E0 9C F8 00 |
| 9F1B | Terminal Floor Limit | 0.00 | 0.00 |
| | EMV Random Selection Threshold | 0.00 | 0.00 |
| | EMV Random Selection Maximum % | 99 | 99 |
| | EMV Random Selection Target % | 99 | 99 |
| | Partial Name Selection Flag | Y | Y |
| | Allow Fallback Flag | Y | Y |
| | Allow PIN Bypass | Y | Y |
| | Acquirer ID | 610046 | 610046 |
| 9F09 | Application Version Number (Primary) | 0x0001 | 0x0001 |
| 9F09 | Application Version Number (Secondary) | 0x0001 | 0x0001 |
| EMV Tag | Contactless Description | Credit | Common Debit |
|---|
| | TAC - Default | Kernel | Kernel |
| | TAC - Denial | Kernel | Kernel |
| | TAC - Online | Kernel | Kernel |
| | Contactless Floor Limit | 0.00 | 0.00 |
| | Contactless CVM Limit | 50.00 | 50.00 |
DNA (Debit Network Alliance)
The DNA application is governed by the Debit Network Alliance however they only supply guidelines for specific parameters. Any debit network that wishes to utilize this application for debit cards issued by their members will personalize on their chip cards.
To date there has not been any published document from a network identifying the exact parameters to be used, so some items are assumed TBD and noted as such in the table below.
| EMV Tag | Description | Common Debit |
|---|
| 9F35 | Terminal Type | Kernel Config |
| 9F33 | Terminal Capabilities | Kernel Config |
| 9F40 | Additional Terminal Capabilities | Kernel Config |
| 9F15 | Merchant Category Code | Assigned by Elavon |
| 9F06 | Application Identifier | A0000006200620 |
| | Default Application Label | DNA Shared (assumed) |
| 9F1A | Terminal Country Code | 840 |
| 5F2A | Transaction Currency Code | 840 |
| 5F36 | Transaction Currency Exponent | 2 |
| | Default DDOL | 9F3704 |
| 97 | Default TDOL | N/A |
| | TAC - Default | FC 50 AC A0 00 |
| | TAC - Denial | 00 00 00 00 00 |
| | TAC - Online | FC 50 BC F8 00 |
| 9F1B | Terminal Floor Limit | 0.00 |
| | EMV Random Selection Threshold | 0.00 |
| | EMV Random Selection Maximum % | 99 |
| | EMV Random Selection Target % | 99 |
| | Partial Name Selection Flag | Y |
| | Allow Fallback Flag | Y |
| | Allow PIN Bypass | Y |
| | Acquirer ID | TBD |
| 9F09 | Application Version Number (Primary) | 0x0001 (assumed) |
| 9F09 | Application Version Number (Secondary) | 0x0001 (assumed) |
JCB
| EMV Tag | Description | Credit – U.S. | Credit - Canada |
|---|
| 9F35 | Terminal Type | Kernel Config | Kernel Config |
| 9F33 | Terminal Capabilities | Kernel Config | Kernel Config |
| 9F40 | Additional Terminal Capabilities | Kernel Config | Kernel Config |
| 9F15 | Merchant Category Code | Assigned by Elavon | Assigned by Elavon |
| 9F06 | Application Identifier | A0000000651010 | A0000000651010 |
| | Default Application Label | JCB | JCB |
| 9F1A | Terminal Country Code | 840 | 124 |
| 5F2A | Transaction Currency Code | 840 | 124 |
| 5F36 | Transaction Currency Exponent | 2 | 2 |
| | Default DDOL | 9F3704 | 9F3704 |
| 97 | Default TDOL | N/A | N/A |
| | TAC – Default | FC 60 24 A8 00 | FC 60 24 A8 00 |
| | TAC - Denial | 00 10 00 00 00 | 00 10 00 00 00 |
| | TAC - Online | FC 60 AC F8 00 | FC 60 AC F8 00 |
| 9F1B | Terminal Floor Limit | 0.00 | 0.00 |
| | EMV Random Selection Threshold | 0.00 | 0.00 |
| | EMV Random Selection Maximum % | 99 | 99 |
| | EMV Random Selection Target % | 99 | 99 |
| | Partial Name Selection Flag | Y | Y |
| | Allow Fallback Flag | Y | Y |
| | Allow PIN Bypass | Y | Y |
| | Acquirer ID | 610046 | 94005 |
| 9F09 | Application Version Number (Primary) | 0x0200 | 0x0200 |
| 9F09 | Application Version Number (Secondary) | N/A | N/A |
MasterCard
| EMV Tag | Description | MasterCard Credit and Debit MasterCard | International Maestro | US Maestro |
|---|
| 9F35 | Terminal Type | Kernel Config | Kernel Config | Kernel Config |
| 9F33 | Terminal Capabilities | Kernel Config | Kernel Config | Kernel Config |
| 9F40 | Additional Terminal Capabilities | Kernel Config | Kernel Config | Kernel Config |
| 9F15 | Merchant Category Code | Assigned by Elavon | Assigned by Elavon | Assigned by Elavon |
| Transaction Category Code | ‘R’ | ‘R’ | ‘R’ |
| 9F06 | Application Identifier | A0000000041010 | A0000000043060 | A0000000042203 |
| Default Application Label | MasterCard Credit | Maestro | Debit MasterCard |
| 9F1A | Terminal Country Code | 840 | 840 | 840 |
| 5F2A | Transaction Currency Code | 840 | 840 | 840 |
| 5F36 | Transaction Currency Exponent | 2 | 2 | 2 |
| 97 | Default DDOL | 9F3704 | 9F3704 | 9F3704 |
| | Default TDOL | 9F02065F2A029A039C0195059F3704 | 9F02065F2A029A039C0195059F3704 | 9F02065F2A029A039C0195059F3704 |
| | TAC - Default | FC 50 B8 A0 00 | FC 50 BC A0 00 | FC 50 BC A0 00 |
| | TAC - Denial | 00 00 00 00 00 | 00 00 00 00 00 | 00 00 00 00 00 |
| TAC - Online | FC 50 80 88 00 | FC 50 BC F8 00 | FC 50 80 88 00 |
| 9F1B | Terminal Floor Limit | 0.00 | 0.00 | 0.00 |
| | EMV Random Selection Threshold | 0.00 | 0.00 | 0.00 |
| | EMV Random Selection Maximum % | 99 | 99 | 99 |
| | EMV Random Selection Target % | 99 | 99 | 99 |
| | Partial Name Selection Flag | Y | Y | Y |
| | Allow Fallback Flag | Y | Y | Y |
| | Allow PIN Bypass | Y | Y | Y |
| 9F09 | Acquirer ID | 12097 | 12097 | 12097 |
| 9F09 | Application Version Number (Primary) | 0x0002 | 0x0002 | 0x0002 |
| | Application Version Number (Secondary) | 0x0002 | 0x0002 | 0x0002 |
| EMV Tag | Contactless Decription | MasterCard Credit and Debit MasterCard | International Maestro | US Maestro |
|---|
| | TAC - Default | F4 50 84 80 0C | F4 50 04 80 0C | F4 50 84 80 0C |
| | TAC - Denial | 00 00 00 00 00 | 00 00 00 00 00 | 00 00 00 00 00 |
| | TAC - Online | F4 50 84 80 0C | F4 50 04 80 0C | F4 50 84 80 0C |
| 9F1B | Enable Mchip | Y | Y | Y |
| | Enable Mstripe | Y | Y | Y |
| | Contactless Floor Limit | 0.00 | 0.00 | 0.00 |
| | Contactless CVM Limit | 100.00 | 100.00 | 100.00 |
| | Contactless Terminal Capabilities CVM Req | Kernel Config. | Kernel Config. | Kernel Config. |
| | Contactless Terminal Capabilities CVM NotReq | Kernel Config. | Kernel Config. | Kernel Config. |
UnionPay International – Credit
Note that UnionPay uses non-production BIN ranges for testing. PAN lengths may be 19 digits in length in test though production PANs would be normal length.
| EMV Tag | Description | UPI Credit | UPI Quasi-Credit |
|---|
| 9F35 | Terminal Type | Kernel Config | Kernel Config |
| 9F33 | Terminal Capabilities | Kernel Config | Kernel Config |
| 9F40 | Additional Terminal Capabilities | Kernel Config | Kernel Config |
| 9F15 | Merchant Category Code | Assigned by Elavon | Assigned by Elavon |
| 9F06 | Application Identifier | A000000333010102 | A000000333010103 |
| | Default Application Label | UnionPay Credit | UnionPay Quasi Credit |
| 9F1A | Terminal Country Code | 840 | 840 |
| 5F2A | Transaction Currency Code | 840 | 840 |
| 5F36 | Transaction Currency Exponent | 2 | 2 |
| | Default DDOL | 9F3704 | 9F3704 |
| 97 | Default TDOL | N/A | N/A |
| | TAC – Default | D8 40 00 A8 00 | D8 40 00 A8 00 |
| | TAC - Denial | 00 10 00 00 00 | 00 10 00 00 00 |
| | TAC - Online | D8 40 04 F8 00 | D8 40 04 F8 00 |
| 9F1B | Terminal Floor Limit | 0.00 | 0.00 |
| | EMV Random Selection Threshold | 0.00 | 0.00 |
| | EMV Random Selection Maximum % | 99 | 99 |
| | EMV Random Selection Target % | 99 | 99 |
| | Partial Name Selection Flag | Y | Y |
| | Allow Fallback Flag | Y | Y |
| | Allow PIN Bypass | Y | Y |
| | Acquirer ID | 0 | 0 |
| 9F09 | Application Version Number (Primary) | 0x0020 | 0x0020 |
| 9F09 | Application Version Number (Secondary) | 0x0020 | 0x0020 |
UnionPay International – Debit
| EMV Tag | Description | UPI Debit | UPI Common Debit |
|---|
| 9F35 | Terminal Type | Kernel Config | Kernel Config |
| 9F33 | Terminal Capabilities | Kernel Config | Kernel Config |
| 9F40 | Additional Terminal Capabilities | Kernel Config | Kernel Config |
| 9F15 | Merchant Category Code | Assigned by Elavon | Assigned by Elavon |
| 9F06 | Application Identifier | A000000333010101 | A000000333010108 |
| | Default Application Label | UnionPay Debit | UnionPay Debit |
| 9F1A | Terminal Country Code | 840 | 840 |
| 5F2A | Transaction Currency Code | 840 | 840 |
| 5F36 | Transaction Currency Exponent | 2 | 2 |
| | Default DDOL | 9F3704 | 9F3704 |
| 97 | Default TDOL | N/A | N/A |
| | TAC – Default | D8 40 00 A8 00 | D8 40 00 A8 00 |
| | TAC - Denial | 00 10 00 00 00 | 00 10 00 00 00 |
| | TAC - Online | D8 40 04 F8 00 | D8 40 04 F8 00 |
| 9F1B | Terminal Floor Limit | 0.00 | 0.00 |
| | EMV Random Selection Threshold | 0.00 | 0.00 |
| | EMV Random Selection Maximum % | 99 | 99 |
| | EMV Random Selection Target % | 99 | 99 |
| | Partial Name Selection Flag | Y | Y |
| | Allow Fallback Flag | Y | Y |
| | Allow PIN Bypass | Y | Y |
| | Acquirer ID | 0 | 0 |
| 9F09 | Application Version Number (Primary) | 0x0020 | 0x0020 |
| 9F09 | Application Version Number (Secondary) | 0x0020 | 0x0020 |
Visa - Credit
| EMV Tag | Description | Visa Credit | Visa Electron |
|---|
| 9F35 | Terminal Type | Kernel Config | Kernel Config |
| 9F33 | Terminal Capabilities | Kernel Config | Kernel Config |
| 9F40 | Additional Terminal Capabilities | Kernel Config | Kernel Config |
| 9F15 | Merchant Category Code | Assigned by Elavon | Assigned by Elavon |
| 9F06 | Application Identifier | A0000000031010 | A0000000032010 |
| | Default Application Label | Visa Credit | Visa Electron |
| 9F1A | Terminal Country Code | 840 | 840 |
| 5F2A | Transaction Currency Code | 840 | 840 |
| 5F36 | Transaction Currency Exponent | 2 | 2 |
| | Default DDOL | 9F3704 | 9F3704 |
| 97 | Default TDOL | 9F0206 | 9F0206 |
| | TAC - Default | DC 40 00 A8 00 | DC 40 00 A8 00 |
| | TAC - Denial | 00 10 00 00 00 | 00 10 00 00 00 |
| | TAC - Online | DC 40 04 F8 00 | DC 40 04 F8 00 |
| 9F1B | Terminal Floor Limit | 0.00 | 0.00 |
| | EMV Random Selection Threshold | 0.00 | 0.00 |
| | EMV Random Selection Maximum % | 99 | 99 |
| | EMV Random Selection Target % | 99 | 99 |
| | Partial Name Selection Flag | Y | Y |
| | Allow Fallback Flag | Y | Y |
| | Allow PIN Bypass | Y | Y |
| | Acquirer ID | 412700 | 412700 |
| 9F09 | Application Version Number (Primary) | 96 | 96 |
| 9F09 | Application Version Number (Secondary) | 08C | 08C |
| EMV Tag | Contactless | Visa Credit | Visa Electron |
|---|
| | TAC - Default | DC 40 00 A8 00 | DC 40 00 A8 00 |
| | TAC - Denial | 00 10 00 00 00 | 00 10 00 00 00 |
| | TAC - Online | DC 40 04 F8 00 | DC 40 04 F8 00 |
| | Contactless Floor Limit | 0.00 | 0.00 |
| | Contactless CVM Limit | 25.00 | 25.00 |
| 9F66 | Visa TTQ | Terminal Config. | Terminal Config. |
Visa - Debit
| EMV Tag | Description | Visa Interlink | Debit International | US Common Debit |
|---|
| 9F35 | Terminal Type | Kernel Config | Kernel Config | Kernel Config |
| 9F33 | Terminal Capabilities | Kernel Config | Kernel Config | Kernel Config |
| 9F40 | Additional Terminal Capabilities | Kernel Config | Kernel Config | Kernel Config |
| 9F15 | Merchant Category Code | Assigned by Elavon | Assigned by Elavon | Assigned by Elavon |
| 9F06 | Application Identifier | A0000000033010 | A0000000031010 | A0000000980840 |
| | Default Application Label | Interlink | Visa Debit | US Debit |
| 9F1A | Terminal Country Code | 840 | 840 | 840 |
| 5F2A | Transaction Currency Code | 840 | 840 | 840 |
| 5F36 | Transaction Currency Exponent | 2 | 2 | 2 |
| | Default DDOL | 9F3704 | 9F3704 | 9F3704 |
| 97 | Default TDOL | 9F0206 | 9F0206 | 9F0206 |
| | TAC - Default | DC 40 00 A8 00 | DC 40 00 A8 00 | DC 40 00 A8 00 |
| | TAC - Denial | 00 10 00 00 00 | 00 10 00 00 00 | 00 10 00 00 00 |
| | TAC - Online | DC 40 04 F8 00 | DC 40 04 F8 00 | DC 40 04 F8 00 |
| 9F1B | Terminal Floor Limit | 0.00 | 0.00 | 0.00 |
| | EMV Random Selection Threshold | 0.00 | 0.00 | 0.00 |
| | EMV Random Selection Maximum % | 99 | 99 | 99 |
| | EMV Random Selection Target % | 99 | 99 | 99 |
| | Partial Name Selection Flag | Y | Y | Y |
| | Allow Fallback Flag | Y | Y | Y |
| | Allow PIN Bypass | Y | Y | Y |
| | Acquirer ID | 412700 | 412700 | 412700 |
| 9F09 | Application Version Number (Primary) | 96 | 96 | 96 |
| 9F09 | Application Version Number (Secondary) | 08C | 08C | 08C |
| EMV Tag | Contactless Decription | Visa Interlink | Debit International | US Common Debit |
|---|
| | TAC - Default | DC 40 00 A8 00 | DC 40 00 A8 00 | |
| | TAC - Denial | 00 10 00 00 00 | 00 10 00 00 00 | |
| | TAC - Online | DC 40 04 F8 00 | DC 40 04 F8 00 | |
| | Contactless Floor Limit | 0.00 | 0.00 | 0.00 |
| | Contactless CVM Limit | 0.00 | 0.00 | 0.00 |
| 9F66 | Visa TTQ | Terminal Config. | Terminal Config. | Terminal Config. |
