EMV
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Introduction
EMV (for Europay-MasterCard-Visa) is a global standard supporting the use of chip cards (ICC’s, “smart cards”) for card present debit and credit transactions.
Simplify supports EMV processing, both contact and contactless, for the following Tran Types:
- Auth Only (01)
- Sale (02)
- Return (09)
Based on settings, each supported Transaction Type can be processed as either EMV or swiped. Please contact your Elavon representative for configuration setting.
When the POS sends a request to Simplify, it must populate the fields required to process the transaction. For in depth information on message requirements for EMV, see the Fusebox Integration Guide under EMV.
Simplify will attempt to process a transaction as EMV when the chip reader successfully communicates with the chip to obtain card data, and EMV processing is enabled for the card type and transaction type.
EMV processing is largely transparent to the POS, with the exception of receipt printing. Additional Status Message codes are used for EMV processing; see under Simplify-Controlled Field Definitions.
Contactless EMV is supported using rules similar to those used for contact EMV. Contactless EMV is enabled separately from contact; please contact your Elavon representative if you would like to enable contactless EMV. Simplify can also be configured to process contactless transactions using MSD emulation.
EMV Receipt Printing
EMV rules require the printing of additional data on the receipt for contact and contactless EMV transactions. The fields that must be printed will vary by TPP (Acquirer) and transaction outcome.
The response message from Simplify for an EMV transaction will provide the POS with two ways to print required EMV data:
The Fusebox response includes fields specifically designed to provide receipt data (API 1378 and 1379). Simplify adds chip data to these EMV receipt fields before sending the POS a response.
For more control over printing, the print string can be built by the POS from individual data fields in the response, where each field contains data for one EMV tag.
See also:
- Fields 1378 and 1379 in the sample Sale message below for examples of EMV receipt fields.
- Just below for a list of commonly used tags.
- The Fusebox Integration Guide under EMV Receipts for more information.
EMV Tags
EMV tags are typically present in the response to the POS in the following fields. (This is a generic list; specific transactions may omit some of these tags or include others not shown below.) For more information on EMV tags, see the Fusebox Integration Guide under EMV API Fields.
API Field #, Value | Description |
---|---|
0054,05 | POS Entry Mode (EMV Tag 9F39) |
0163,en | Cardholder Language Preference (EMV Tag 5F2D) |
1300,6340AF8FFA1D0121 | Application Cryptogram (EMV Tag 9F26) |
1301,E8D8ACF3A49D94373030 | Issuer Authentication Data (EMV Tag 91) |
1302,221231 | Application Expiration Date (EMV Tag 5F24) |
1303,5E0300 | Cardholder Verification Method (CVM) Results (EMV Tag 9F34) |
1305,06010A03602000 | Issuer Application Data (EMV Tag 9F10) |
1306,E0F8C8 | Terminal Capabilities (EMV Tag 9F33) |
1307,8080008000 | Terminal Verification Results (TVR) (EMV Tag 95) |
1312,124 | Terminal Country Code (EMV Tag 9F1A) |
1313,01 | Application PAN Sequence Number (EMV Tag 5F34) |
1314,A0000000031010 | Dedicated File Name (EMV Tag 84) |
1315,0096 | ICC Application Version Number (EMV Tag 9F08) |
1317,008C | Terminal Application Version Number (EMV Tag 9F09) |
1318,00000107 | Transaction Sequence Counter (EMV Tag 9F41) |
1319,1C00 | Application Interchange Profile (EMV Tag 82) |
1320,0145 | Application Transaction Counter (ATC) (EMV Tag 9F36) |
1321,40 | Cryptogram Information Data (EMV Tag 9F27) |
1322,22 | Terminal Type (EMV Tag 9F35) |
1323,F131728B | Unpredictable Number (EMV Tag 9F37) |
1325,A0000000031010 | ICC Application Identifier (AID) (EMV Tag 4F) |
1326,Visa Credit | ICC Application Preferred Name (EMV Tag 9F12) |
1327,VISA CREDIT | Terminal Application Label (EMV Tag 50) |
1328,A0000000031010 | Terminal Application Identifier (AID) (EMV Tag 9F06) |
1332,FF00 | Application Usage Control (EMV Tag 9F07) |
1334,7800 | Transaction Status Information (EMV Tag 9B) |
1339,00 | EMV Response Code (EMV Tag 8A) |
1350,92 | CA Public Key Index (EMV Tag 8F) |
1354,03 | ICC Public Key Exponent (EMV Tag 9F47) |
1357,124 | ICC Transaction Currency (EMV Tag 5F2A) |
1358,00 | Cryptogram Tran Type (EMV Tag 9C) |
1361,840 | Issuer Currency Code (EMV Tag 5F56) |
1376, [see value below] | CVM List (EMV Tag 8E) |
1382,F000F0A001 | Additional Terminal Capabilities (EMV Tag 9F40) |
1376,0000000000000000420142045E031F00
Sample EMV Sale Message
The POS request and Simplify response (approved) for an EMV Sale transaction are shown below. Note concerning this sample:
- Additional fields, not shown in the samples, may also be sent to the POS for EMV.
- Descriptions are only given for response fields added to support EMV.
- For purposes of reference, EMV tag numbers have been noted for potential EMV receipt fields.
Request
Note: the POS request to Simplify does not require modification for EMV.
API Field #, Value | Description |
---|---|
0001,02 | |
0002,1.00 | |
0007,219 | |
0011,xxx.. | User Data. See Simplify-Controlled Field Definitions. |
0013,022519 | |
0014,143210 | |
0017,0.00 | |
0109,RETERM1 | |
0110,205 | |
0201,0.00 | |
1008,ID: | |
5071,xxx… | Defines whether card and cardholder are present. See Simplify-Controlled Field Definitions. |
5104,xxx… | Tip Settings. See Simplify-Controlled Field Definitions. |
8002,SIMTESTVOLT | |
8006,TSTLA3 |
Response (Approved)
API Field #, Value | Description |
---|---|
0001,02 | |
0002,1.00 | |
0003,ID:4979252177090148 | |
0004,1217 | |
0006,CVI875 | |
0007,219 | |
0009,001 | |
0011,xxx.. | User Data. See Simplify-Controlled Field Definitions. |
0013,022519 | |
0014,143214 | |
0017,0 | |
0030,1 | |
0032,022519 | |
0033,173225 | |
0035,2469 | |
0036,116189977545650 | |
0037,0 | |
0043,228812 | |
0047,M;1;1;1;0;1;5;1;3;1;3;C;0;4 | POS Data Code |
0052,0 | Transponder / Proximity Indicator |
0054,05 | POS Entry Mode (EMV Tag 9F39) |
0055,9 | PIN Capabilities |
0057,0 | ICC Chip Condition Code |
0062,201 | |
0109,RETERM1 | |
0110,205 | |
0112,400 | |
0115,010 | |
0125,707173225 | |
0126,2 | |
0129,1 | |
0130,100 | |
0140,USD | |
0163,fr | Cardholder Language Preference (EMV Tag 5F2D) |
0651,0000000 | |
1000,VI | |
1001,VISA | |
1002,CARD 14/VISA TEST | |
1003,0000 | |
1004,APPROVAL | |
1005,0010600008014593613999 | |
1008,************0148 | |
1009,AA | |
1010,COMPLETE | |
1012,0774 | |
1200,0000AA | |
1300,2AF039B4B32A2DCC | Application Cryptogram (EMV Tag 9F26) |
1301,CD120BA4CDD06DFB0012 | Issuer Authentication Data (EMV Tag 91) |
1302,171231 | Application Expiration Date (EMV Tag 5F24) |
1303,410302 | Cardholder Verification Method (CVM) Results (EMV Tag 9F34) |
1305,06010A03649C00 | Issuer Application Data (EMV Tag 9F10) |
1306,E0F8C8 | Terminal Capabilities (EMV Tag 9F33) |
1307,8000008000 | Terminal Verification Results (TVR) (EMV Tag 95) |
1312,124 | Terminal Country Code (EMV Tag 9F1A) |
1313,01 | Application PAN Sequence Number (EMV Tag 5F34) |
1314,A0000000031010 | Dedicated File Name (EMV Tag 84) |
1315,0001 | ICC Application Version Number (EMV Tag 9F08) |
1317,008C | Terminal Application Version Number (EMV Tag 9F09) |
1318,00000190 | Transaction Sequence Counter (EMV Tag 9F41) |
1319,1C00 | Application Interchange Profile (EMV Tag 82) |
1320,05E1 | Application Transaction Counter (ATC) (EMV Tag 9F36) |
1321,40 | Cryptogram Information Data (EMV Tag 9F27) |
1322,22 | Terminal Type (EMV Tag 9F35) |
1323,D67895E4 | Unpredictable Number (EMV Tag 9F37) |
1325,A0000000031010 | ICC Application Identifier (AID) (EMV Tag 4F) |
1326,Credit | ICC Application Preferred Name (EMV Tag 9F12) |
1327,VISA TEST | Terminal Application Label (EMV Tag 50) |
1328,A0000000031010 | Terminal Application Identifier (AID) (EMV Tag 9F06) |
1332,FF80 | Application Usage Control (EMV Tag 9F07) |
1333,06152016 | Last Host EMV Key Download |
1334,6800 | Transaction Status Information (EMV Tag 9B) |
1339,00 | EMV Response Code (EMV Tag 8A) |
1357,124 | ICC Transaction Currency (EMV Tag 5F2A) |
1358,00 | Cryptogram Tran Type (EMV Tag 9C) |
1359,2 | EMV CVM Verification Indicator |
1361,0076 | Issuer Currency Code (EMV Tag 5F56) |
1362,100 | EMV Cryptogram Amount |
1363,000 | EMV Cryptogram Other Amount |
1376, [see value below] | CVM List (EMV Tag 8E) |
1378, [see value below] | EMV Approved Receipt Field List |
1379, [see value below] | EMV Declined Receipt Field List |
1380,CHIP | POS Entry Receipt Indicator |
1382,F000F0A001 | Additional Terminal Capabilities (EMV Tag 9F40) |
4747,04050 | |
5002,70117222 | |
5004,G2 | |
5010,EMVDC0838 | EMV kernel version |
5070,xxx.. | Simplify Information. See Simplify-Controlled Field Definitions. |
5071,xxx.. | Defines whether card and cardholder are present. See Simplify-Controlled Field Definitions. |
5104,xxx.. | Tip Settings. See Simplify-Controlled Field Definitions. |
7007,1116189775452137 | |
8002,SIMTESTVOLT | |
8006,TSTLA3 |
1376,0000000000000000410342031E031F02
1378,1327|Label Application: ;1300|TC:;1307|TVR: ;1325|AID: ;
1379,1327|Label Application:;1300|AAC: ;1307|TVR: ;1325|AID: ;