Private Label API Fields

Private Label Cards

Below are the fields required for private label cards.

0406

• Description:
  • (07) ForcePurDesc
  • (02) OrderDescription
  • (09) AdjustmentDesc
  • OPTIONAL. Item 1 text Description of charges.
• Length: 1-30
• Data Type: alphanumeric

0590 (User Name)

• Description: REQUIRED. User Name to login or access a TPP.
• Length: 1-20
• Data Type: alphanumeric

591 (Password)

• Description: REQUIRED. Password to login or access a TPP system. Data in this field should be encrypted when stored and masked when displayed.
• Length: 1-20
• Data Type: alphanumeric

0608 (Product Amount 1)

• Description: CONDITIONAL. Dollar amount of product item #1
• Valid values are 0.00 – 9999.99.
• Length: 1-14
• Data Type: cents

0615 (Promotion Code)

• Description: CONDITIONAL. Represents any promotion associated with the purchase.
  Values are issuer-specific (see valid options below). Should be table driven.
• Data Length: 2-8
• Type: alphanumerica

0700 (ZipCode)

• Description: OPTIONAL. Billing ZipCode.
• Length: 5-9
• Data Type: numeric

0701 (Address1)

• Description: OPTIONAL. Billing Street Address.
• Length: 25
• Data Type: alphanumeric

3401 (OFP Language)

• Description: OPTIONAL. Free Form Text 1. Processor-Specific
• Must be printed on receipt
• Length: 1000
• Data Type: alphanumeric

3402 (OFP Language)

• Field Name:
• Description: OPTIONAL. Free Form Text 2. Processor-Specific
• Must be printed on receipt
• Length: 1000
• Data Type: alphanumeric

3403 (OFP Language)

• Description: OPTIONAL. Free Form Text 3. Processor-Specific
• Must be printed on receipt
• Length: 1000
• Data Type: alphanumeric

Promo Codes and Response language

The codes below are possible values for API field 0615 (Promotion Code). The response language is specific to our vendor and should not be changed.

Promo Code 000 (Response Language – None)

Promo Code 112

• Response Language - No Interest Charges will be assessed if the promotional purchase balance is paid in full within the Promotional Period, which is in 12 months.
• If the promotional purchase balance is not paid in full by the end of this Promotional Period, interest will be imposed from the date of purchase at the variable Annual Percentage Rate of 15.49%.
• If the word variable appears in the previous sentence, that APR will vary with the market based on the prime rate.
• Minimum monthly payments are required. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchase.

Promo Code 400

• Response Language - No interest charges will be assessed on your promotional purchase balance and equal monthly payments are required equal to 4.1666% of initial promo purchase balance amount until the balance is paid in full.
• The equal monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase.
• Regular account terms apply to non-promotional purchases.

Promo Code 401

• Response Language - No interest charges will be assessed on your promotional purchase balance and equal monthly payments are required equal to 2.3255% of initial promo purchase balance amount until the balance is paid in full.
• The equal monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase.
• Regular account terms apply to non-promotional purchases.

Promo Code 403

• Response Language - No Interest Charges will be assessed if the promotional purchase balance is paid in full within the Promotional Period, which is by ** MM/YYYY **.
• If the promotional purchase balance is not paid in full by the end of this Promotional Period, interest will be imposed from the date of purchase at the Annual Percentage Rate of 29.99%.
• If the word variable appears in the previous sentence, that APR will vary with the market based on the prime rate.
• Minimum monthly payments are required
• Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchase.

Promo Code 524

• Response Language - Monthly interest will be assessed on your promotional purchase balance from the purchase date at the Promotional 14.
• 90% Annual Percentage Rate until the balance is paid in full.
• Fixed monthly payments are required, and will be 4.8439% of initial promo purchase amount.
• The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase.
• Regular account terms apply to non-promotional purchases.

Promo Code 718

• Response Language - No interest charges will be assessed on your promotional purchase balance and equal monthly payments are required equal to 5.5555% of initial promo purchase balance amount until the balance is paid in full.
• The equal monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase.
• Regular account terms apply to non-promotional purchases.